

Overview
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About this home
2943 Oak Tree Ln is a 2006-built home in Blackwater Creek Estates, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,645 square feet of living space. Listed at $1,200,000 (about $329/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 quarterly.
Welcome to 2943 Oak Tree Lane, an exceptional custom-built residence tucked away on a quiet cul-de-sac within the private gated community of Blackwater Creek Estates. Custom built and lovingly maintained by its one and only pair of homeowners, this remarkable property reflects an uncompromising commitment to quality, with luxury upgrades, timeless selections, and thoughtful details throughout. Offering 5 bedrooms, 3 bathrooms, and 3,645 square feet of beautifully appointed living space on nearly half an acre, the home is surrounded by lush, buffered landscaping that creates the feeling of your own private paradise. From the moment you enter, expansive living spaces, beautiful architectural details, custom finishes, and abundant natural light set the tone for elevated yet comfortable living. The thoughtfully designed floor plan offers both open gathering spaces and private retreats, providing flexibility for family, guests, working from home, and entertaining. Beautiful flooring, high ceilings, crown molding, built-in features, and carefully selected finishes showcase the quality throughout the residence. Thoughtfully positioned windows frame stunning views of the surrounding landscape and outdoor living areas, creating a seamless connection between indoors and out. The chef-inspired kitchen is designed to impress with premium Wolf and Sub-Zero appliances, including a Wolf range, Sub-Zero refrigerator, microwave, and warming drawer. Generous cabinetry, beautiful countertops, abundant workspace, and an inviting connection to the main living areas make the kitchen equally suited for everyday living and effortless entertaining. The spacious primary retreat provides a peaceful escape, while four additional bedrooms offer versatility for family, guests, a home office, or fitness space. Step outside and discover what truly sets this property apart. The expansive covered lanai becomes a natural extension of the interior living space, offering stunning views and an exceptional setting for enjoying Florida's indoor-outdoor lifestyle. An outdoor kitchen and gas grill overlook the 15' x 30' saltwater pool and spa, creating your own resort-inspired retreat for morning coffee, quiet afternoons, evening dinners, or weekends spent entertaining. Beautifully buffered landscaping enhances the sense of seclusion, surrounding the backyard with greenery and creating a private atmosphere rarely found within a residential community. Positioned at the end of the cul-de-sac, the .44-acre homesite feels peaceful and tucked away while still offering the security and appeal of an intimate gated neighborhood. The home's extensive amenities continue with Control4 smart-home technology, three HVAC systems, a tankless water heater, central vacuum, security features, generous storage, and an attached three-car garage. A newer 2023 roof provides another valuable update to this exceptionally maintained property. Every element of this one-owner custom home has been thoughtfully designed and cared for with quality, comfort, privacy, and entertaining in mind. From the luxury kitchen and spacious interiors to the breathtaking views, resort-style pool setting, and lushly landscaped grounds, 2943 Oak Tree Lane offers an opportunity increasingly difficult to find. Private yet convenient, refined yet welcoming, this is more than a home, it is a personal retreat offering an exceptional combination of custom craftsmanship, space, privacy, and elevated Florida living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,200,000
$329 per sq ft
Beds and baths
4 beds, 3 baths
Size
3,645 sq ft
Time on market
80 days
Year built
2006
Monthly payment
About $7,407/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,353 annual tax bill, insurance, and the $310/qtr HOA fee.
HOA fee
$310/qtr
Managed by Highland Community Management/ Mikayla Miller.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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