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Overview

4 bd3 ba2,283 sqft2 car garageSingle Family
TypeSingle Family
HOA$90/mo
Built2026
Lot7,346 sqft
Living area2,283 sqft
Price / sqft$212
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CROSSROADS/KELLY PARK PH 1A
Type
Single Family Residence

True monthly carry

HOA
~$90/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)Sidewalk

5295 Spaderdock Ln is a 2026-built home in Crossroads/Kelly Park Ph 1a, Apopka. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,283 square feet of living space. Listed at $484,990 (about $212/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

Welcome to the Anna Maria plan in the highly desirable Crossroads at Kelly Park community of Apopka! This beautiful 4-bedroom, 3-bath home offers a spacious and functional layout with an open-concept living area designed for everyday living and entertaining. The modern kitchen flows seamlessly into the dining area and great room, while the private owner’s suite provides a comfortable retreat with a well-appointed bath and walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Thoughtful design, energy-efficient construction, and modern finishes add to the appeal of this home. Enjoy resort-style community amenities including a pool, playgrounds, dog park, and walking trails, all conveniently located near SR-429, shopping, dining, schools, and Wekiwa Springs. Don't miss the opportunity to make this beautiful Apopka home yours! Virtually Staged.

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The essentials

Built
2026
Price / sqft
$212
On market
10 days
Annual tax
$3,588
HOA
$90/mo
Flood zone
X · Low risk
Lot
7,346 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
7,346 sqft lot
Lot size
2,283 sqft
Living area

Payment

Est. monthly payment
$3,160/mo
Down payment (20%)
$96,998
Property taxes
$299/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,346 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
10
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dog Park
Playground
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Elementary
Zellwood Elem
Middle
Wolf Lake Middle
High
Apopka High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,588
Parcel #
11-20-27-1565-00-890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crossroads/Kelly Park Ph 1a
County
Orange
MLS Area
32712 - Apopka
Lot Size
7,346 sqft
HOA
$90/mo
Empire Management Group

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #O6446752
$484,990
$212/sqft

Neighborhood

5295 Spaderdock Ln
Apopka, FL, 32712 · 32712 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $484,990
$482,500 – $484,990
99.5% – 100% of listTops out right at the list price
80% of listList price
185 of the last 340 home closings in 32712 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 10.

Sample: 340 closed home sales in 32712 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,161/mo
Principal & interest$2,529
Property taxes$299
Insurance$242
HOA$90
Down payment20% · $96,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$484,990

$212 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,283 sq ft

Time on market

10 days

Year built

2026

Monthly payment

About $3,160/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,588 annual tax bill, insurance, and the $90/mo HOA fee.

HOA fee

$90/mo

Managed by Empire Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY ORLANDO LLCListing agent: Brigida LopezListing data from Stellar MLS, MLS# O6446752.

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