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Overview

4 bd3 ba2,878 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot90,803 sqft
Living area2,878 sqft
Price / sqft$295
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingPrimarybedroom UpstairsWalk-in Closet(s)Dog RunPrivate MailboxDishwasherDisposal

340 Kiwanis Cir is a 1984-built home in Chula Vista Sec 2, Chuluota. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,878 square feet of living space. Listed at $850,000 (about $295/sqft), 6 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LAKEFRONT. ACREAGE. BARN. NO HOA. PRIVACY. Welcome to Lake Gore in Chuluota! Discover a rare opportunity to own a private lakefront retreat offering approximately 238 feet of waterfront, approximately one acre of upland, and 2.08 total acres with A-1 zoning and room to spread out. This distinctive 4-bedroom, 2.5-bath cabin-style home offers approximately 2,878 square feet of living space, blending classic Old Florida character with log and stone construction and valuable modern improvements. Step inside to warm wood ceilings and walls, a dramatic wood-burning stone fireplace, parquet flooring and expansive living spaces that create an inviting lodge-like atmosphere. Large windows bring in natural light and connect the interior to the peaceful, private setting. Outside is where this property truly stands apart. A brick-paver driveway leads to the oversized 2-car garage, while the acreage provides plenty of space for boats, recreational vehicles, equipment and outdoor toys. A-1 zoning and zoning for horses, along with a two-story barn, offer exceptional versatility for storage, a workshop, hobbies, animals or recreational use. NO HOA and NO CDD provide even more freedom to enjoy the property your way. Major improvements and features include a newer metal roof, new A/C, Generac generator, water softener, private well and irrigation supplied from the lake, helping make maintaining the expansive property and landscaping more convenient. Enjoy quiet mornings overlooking Lake Gore, evenings around the fireplace and the privacy that comes with owning acreage and your own stretch of waterfront. Tucked away in Chuluota, you'll enjoy a peaceful rural setting while remaining convenient to Oviedo, UCF, Research Park, major roadways and the greater Orlando area. Lakefront. Acreage. Barn. Oversized garage. A-1 zoning. No HOA. This is a combination that's increasingly difficult to find in Central Florida. Schedule your private showing today!

The essentials

Built
1984
Price / sqft
$295
On market
6 days
Annual tax
$3,109
Flood zone
X, AE · Low risk
Lot
90,803 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Waterfront
Lake Front
2 car garage
Garage Door Opener
2.08 acres
Lot size
2,878 sqft
Living area

Payment

Est. monthly payment
$5,117/mo
Down payment (20%)
$170,000
Property taxes
$259/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
90,803 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Oversized
Waterfront
Lake Front
Days on Market
6
Ceiling Fans(s)
Crown Molding
Primarybedroom Upstairs
Walk-in Closet(s)
Dog Run
Private Mailbox
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Geneva Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X, AE
Annual Tax (2025)
$3,109
Parcel #
15-21-32-5UL-0000-2220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Chula Vista Sec 2
County
Seminole
MLS Area
32766 - Oviedo/Chuluota
Lot Size
90,803 sqft
In CountyOversized LotPrivatePavedZoned for Horses

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #O6447240
$850,000
$295/sqft

Neighborhood

340 Kiwanis Cir
Chuluota, FL, 32766 · 32766 - Oviedo/Chuluota

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$840,000 – $850,000
98.7% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 home closings in 32766 landed at this number or higher (51%). The median one sat 21 days before it went under contract, and this one is on day 6.

Sample: 78 closed home sales in 32766 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,117/mo
Principal & interest$4,433
Property taxes$259
Insurance$425
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$295 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,878 sq ft

Time on market

6 days

Year built

1984

Monthly payment

About $5,117/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,109 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLPT REALTY, LLCListing agent: Brittany ZapitzListing data from Stellar MLS, MLS# O6447240.

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