6544 Cartmel Ln, photo 1
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Overview

5 bd5 ba3,975 sqft3 car garageSingle Family
TypeSingle Family
HOA$637/mo
Built2004
Lot24,378 sqft
Living area3,975 sqft
Price / sqft$601
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)

6544 Cartmel Ln is a 2004-built home in Reserve At Lake Butler Sound Unit 2, Windermere. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,975 square feet of living space. Listed at $2,390,000 (about $601/sqft), 2 days on market. Flood zone A,X - confirm flood insurance requirements with your lender. HOA runs $637 monthly.

From the listing

Welcome to Villa Cartmel, where privacy lives beautifully. Set behind the gates of Lake Butler Sound, this exceptional Windermere residence offers a rare combination of privacy, tranquility, and effortless Florida living. With 5 bedrooms, 4.5 bathrooms, and a 3-car garage, the home has been thoughtfully designed for everyday comfort, elegant entertaining, and the relaxed lifestyle that makes Central Florida so desirable. From the moment you enter, beautifully appointed living spaces flow naturally from one to the next, creating an atmosphere that feels luxury yet welcoming. Expansive windows bring abundant natural light into the interiors while framing the lush greenery beyond and creating a seamless visual connection with the outdoors. At the heart of the home, the beautifully designed kitchen combines style and functionality with Viking appliances, generous workspace, ample cabinetry, and an inviting layout that connects effortlessly with the surrounding living and entertaining areas. Whether hosting an intimate dinner or gathering with family and friends, the home is designed to bring everyone together. The primary suite is a retreat of its own, offering a peaceful escape from the main living areas. Its spa-inspired bath creates a serene environment for relaxation, transforming everyday routines into a more indulgent experience and giving the suite the feeling of a private sanctuary within the home. Step outside and Villa Cartmel reveals one of its most compelling features. Surrounded by lush landscaping and protected conservation views, the backyard offers exceptional privacy and a beautiful natural backdrop. The pool becomes the centerpiece of a true outdoor living experience, complemented by generous areas for lounging, dining, and entertaining. Enjoy the luxury of your own private 3-hole golf course, where leisure, elegance, and the beauty of outdoor living come together at Villa Cartmel. A screened outdoor kitchen extends the living space beyond the interiors and makes year-round Florida entertaining effortless. Enjoy quiet mornings overlooking the greenery, relaxed afternoons by the pool, al fresco dinners, or evenings spent with family and friends. With its mature landscaping and conservation setting, the outdoor space feels less like a traditional backyard and more like a private resort at home. Additional bedrooms and living spaces provide flexibility for family and guests while preserving the sense of comfort and privacy found throughout the residence. Located within the private gates of Lake Butler Sound, Villa Cartmel offers a remarkable balance of seclusion and connection—the tranquility of its natural surroundings paired with the convenience and lifestyle of one of Windermere’s most desirable communities. Elegant without being formal and private without feeling secluded, this is a home created for entertaining, unwinding, and enjoying life both indoors and out. Villa Cartmel transcends the ordinary definition of luxury living and design. A distinguished private estate where timeless elegance, refined sophistication, and an extraordinary lifestyle converge.

The essentials

Built
2004
Price / sqft
$601
On market
2 days
Annual tax
$18,924
HOA
$637/mo
Flood zone
A,X
Lot
24,378 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Water views
Water
Private pool
Heated
3 car garage
Garage Door Opener
0.56 acres
Lot size

Payment

Est. monthly payment
$15,874/mo
Down payment (20%)
$478,000
Property taxes
$1,577/mo
HOA
$637/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
24,378 sqft
Cooling
Central Air, Zoned
Heating
Electric
Parking
Garage Door Opener, Garage Faces Side
Pool
In Ground, Gunite, Heated, Salt Water
Days on Market
2
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Deed Restrictions
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Cooktop
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Water Filtration System
Whole House R.o. System
Wine Refrigerator
Elementary
Windermere Elem
Middle
Bridgewater Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone A,X
Annual Tax (2026)
$18,924
Parcel #
19-23-28-7392-00-970

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Lake Butler Sound Unit 2
County
Orange
MLS Area
34786 - Windermere
Lot Size
24,378 sqft
Conservation AreaCul-De-SacOversized Lot
HOA
$637/mo
Ester Tejada

Price history

Date
Event
Price
10/10/2026
Listed for sale
Source: Stellar MLS #O6447314
$2,390,000
$601/sqft

Neighborhood

6544 Cartmel Ln
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $2,390,000
$2.35M – $2.39M
98.4% – 100% of listTops out right at the list price
80% of listList price
150 of the last 298 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 2.

Sample: 298 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$15,874/mo
Principal & interest$12,465
Property taxes$1,577
Insurance$1,195
HOA$637
Down payment20% · $478,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,390,000

$601 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,975 sq ft

Time on market

2 days

Year built

2004

Monthly payment

About $15,874/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $18,924 annual tax bill, insurance, and the $637/mo HOA fee.

HOA fee

$637/mo

Managed by Ester Tejada.

Flood zone

Zone A,X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA CONNEXION PROPERTIESListing agent: Debora SegniniListing data from Stellar MLS, MLS# O6447314.

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