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Open house
Sunday, Oct 18 · 1:00 PM to 3:00 PM
About this home
109 Pine Needle Ln is a 1967-built home in Spring Valley Farms Sec 02, Altamonte Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,172 square feet of living space. Listed at $549,000 (about $253/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $525 annually.
With a Spring Valley address, this home will not last! Just over 2,000 square feet, three bedrooms, two-and-a-half baths, a bonus room, and the kind of space that gives you options. Inside, the layout is comfortable, functional and designed for real life. The main living and dining areas offer plenty of room to gather, entertain or simply spread out, while the bonus room gives you flexibility for a home office, media room, playroom, fitness space or whatever fits your lifestyle. The bedrooms are generously sized, and the home offers the kind of storage and breathing room that can be hard to find. The kitchen anchors the home with ample cabinetry, workspace and room to make it your own. Thoughtful updates add everyday value, including paid-off solar panels, a hybrid water heater and replacement windows completed in 2006—features that can help improve efficiency while keeping utility costs in mind. Outside, the spacious yard is framed by mature landscaping with plenty of room to garden, entertain, let the dogs run or create the outdoor space you’ve been imagining. The patio gives you a comfortable spot for slow mornings with coffee, relaxing at the end of the day or even setting up an outdoor workout space. With no pool to maintain, the backyard stays open, flexible and ready for whatever comes next. And the address comes with a community to match. Spring Valley is an established, tree-lined waterfront neighborhood centered around beautiful Spring Lake. Through the voluntary community association, residents can enjoy access to amenities including a private boat ramp onto skiable Spring Lake, waterfront park, tennis and pickleball courts, sand volleyball, basketball, playground, pavilion and fishing dock, along with neighborhood traditions like the Sunset Social on the first Friday of each month. A modest optional association fee opens the door to it all, without the restrictions of a mandatory HOA. A well-kept home with room to live, room to grow and plenty of opportunity to update and make it yours.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$549,000
$253 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,172 sq ft
Time on market
11 days
Year built
1967
Monthly payment
About $3,373/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,300 annual tax bill, insurance, and the $525/yr HOA fee.
HOA fee
$525/yr
Managed by Spring Valley Farms Community Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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