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Overview

4 bd3 ba2,304 sqft2 car garageSingle Family
TypeSingle Family
HOA$177/mo
Built2026
Lot6,534 sqft
Living area2,304 sqft
Price / sqft$125
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SCENIC TERRACE 40'S GC
Type
Single Family Residence

True monthly carry

HOA
~$177/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)

2719 Ginger Ln is a 2026-built home in Scenic Terrace 40's Gc, Haines City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,304 square feet of living space. Listed at $287,990 (about $125/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $177 monthly.

From the listing

Under Construction. The first floor of this new two-story home showcases a sunny family room which has direct access to the cozy dining room and a well-equipped kitchen, perfect for multitasking and seamless transitions between spaces. Upstairs, a multipurpose loft divides the serene owner’s suite with a private bathroom from the three secondary bedrooms. Rounding out the home is a convenient two-bay garage. Scenic Terrace is an amenity-rich masterplan community of new single-family homes, located in Haines City. Amenities include: resort style pool, splash park, restroom cabana, playground, dog park, and sports court. Close to major roads, parks, Advent Health Heart of Florida, restaurants, shopping.

The essentials

Built
2026
Price / sqft
$125
On market
5 days
Annual tax
$32
HOA
$177/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
6,534 sqft lot
Lot size
2,304 sqft
Living area

Payment

Est. monthly payment
$1,826/mo
Down payment (20%)
$57,598
Property taxes
$3/mo
HOA
$177/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,534 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
5
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Dog Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Alta Vista Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$32
Parcel #
27-28-09-822005-001110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Scenic Terrace 40's Gc
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
6,534 sqft
PavedPrivate
HOA
$177/mo
PRIME COMMUNITY MGMT / MICHAEL CASSIDY

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #O6447487
$287,990
$125/sqft

Neighborhood

2719 Ginger Ln
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $287,990
$287,500 – $287,990
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 5.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,826/mo
Principal & interest$1,502
Property taxes$3
Insurance$144
HOA$177
Down payment20% · $57,598
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$287,990

$125 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,304 sq ft

Time on market

5 days

Year built

2026

Monthly payment

About $1,826/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $32 annual tax bill, insurance, and the $177/mo HOA fee.

HOA fee

$177/mo

Managed by PRIME COMMUNITY MGMT / MICHAEL CASSIDY.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLENNAR REALTYListing agent: Ben GoldsteinListing data from Stellar MLS, MLS# O6447487.

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