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Overview

4 bd3 ba3,130 sqft3 car garageSingle Family
TypeSingle Family
HOA$139/yr
Built2026
Lot12,000 sqft
Living area3,130 sqft
Price / sqft$150
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SUGARMILL WOODS CYPRESS VILLAGE
Type
Single Family Residence

True monthly carry

HOA
~$12/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Dishwasher

10 Elder CT W is a 2026-built home in Sugarmill Woods Cypress Village, Homosassa. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,130 square feet of living space. Listed at $469,900 (about $150/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 annually.

From the listing

Luxury Smart Home Living in Sugarmill Woods The Livorno brings together elevated finishes, spacious living areas, smart home technology, and a beautifully designed split-bedroom layout, all set on a cul-de-sac with a scenic greenbelt behind the home. Located in Sugarmill Woods, a thoughtfully planned community known for its rolling terrain, mature trees, colorful landscaping, and lush native vegetation, this residence pairs a peaceful natural setting with impressive interior features. A striking stone exterior accent, professional landscaping, and a welcoming entry create exceptional curb appeal. Inside, the grand foyer opens to a spacious layout with 9-foot ceilings and crown molding that continues throughout the home. The formal dining room provides an elegant setting for entertaining, while the private den with double French doors creates a versatile space for a home office, media room, or playroom. Luxury vinyl flooring extends throughout the main living areas, with carpeting in the bedrooms for added comfort. The spacious Great Room is filled with natural light and extends to an oversized covered lanai, creating a seamless connection between indoor and outdoor living spaces. The chef-inspired kitchen is the centerpiece of the home, featuring a large island, quartz countertops, soft-close cabinetry, a full complement of stainless steel appliances including an eSTAR® French door refrigerator, and a cozy breakfast nook. The private Primary Suite features dual walk-in closets and a spa-inspired bath designed with dual sinks, quartz countertops, soft-close cabinetry, an oversized tiled shower, and a separate soaking tub. Bedrooms 2 through 4 are generously sized, with two secondary bedrooms positioned toward the rear of the home and each featuring a walk-in closet. These bedrooms share a full bath with a tub and shower combination. The additional front bedroom provides privacy and includes its own full bath with a walk-in tiled shower, creating a versatile private suite. The spacious laundry/mud room adds everyday functionality and is upgraded with a laundry pedestal package that includes a washer and dryer. Smart home technology includes a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, DEAKO Switches, and a network connection panel. Additional highlights include durable architectural shingles, low-emissivity windows, professional landscaping, a 3-car garage, and a full builder warranty. With its cul-de-sac setting, greenbelt backdrop, crown molding, upgraded laundry package, spacious interiors, refined finishes, and integrated smart technology, the Livorno delivers a polished blend of comfort, style, and modern convenience in Sugarmill Woods. Schedule your private showing today!

The essentials

Built
2026
Price / sqft
$150
On market
3 days
Annual tax
$320
HOA
$139/yr
Flood zone
X · Low risk
Lot
12,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Driveway
0.28 acres
Lot size
3,130 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,724/mo
Down payment (20%)
$93,980
Property taxes
$27/mo
HOA
$139/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
12,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
3
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$320
Parcel #
18E-20S-13-0010-00660-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods Cypress Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
12,000 sqft
Cul-De-SacGreenbeltLandscapedLevelOversized Lot
HOA
$139/yr
Care of Maronda Homes

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #O6448276
$469,900
$150/sqft

Neighborhood

10 Elder CT W
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $469,900
$460,000 – $469,900
97.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 34446 landed at this number or higher (51%). The median one sat 59 days before it went under contract, and this one is on day 3.

Sample: 150 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,724/mo
Principal & interest$2,451
Property taxes$27
Insurance$235
HOA$12
Down payment20% · $93,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,900

$150 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,130 sq ft

Time on market

3 days

Year built

2026

Monthly payment

About $2,724/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $320 annual tax bill, insurance, and the $139/yr HOA fee.

HOA fee

$139/yr

Managed by Care of Maronda Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Taryn MashburnListing data from Stellar MLS, MLS# O6448276.

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