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Overview

4 bd2 ba2,259 sqft2 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built1981
Lot18,618 sqft
Living area2,259 sqft
Price / sqft$257
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

11870 W Riverhaven Dr is a 1981-built home in Riverhaven Village, Homosassa. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,259 square feet of living space. Listed at $580,000 (about $257/sqft), 251 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $180 annually.

From the listing

Virtually Staged. Step beyond the expected...this one-of-a-kind home offers more than just space-it delivers an experience. Tucked within the formal living room, a cleverly concealed door near the fireplace reveals a hidden bonus room, well suited for creating your own speakeasy-style lounge, media room, family room, or ultimate man cave retreat. You can golf cart to the river from this charming Riverhaven Village home and escape to refined waterfront living. Riverhaven Village offers a welcoming neighborhood atmosphere where residents enjoy morning walks, bike rides, and cruising the community by golf cart. The streets are often filled with neighbors out enjoying the Florida sunshine, creating a friendly and social environment that makes it easy to feel right at home. This fully remodeled hidden gem is MOVE-IN READY. This home offers flexible living and is currently configured as a 3-bedroom, 2-bath home with a bonus room, or may function as a 4-bedroom, 2-bath residence, as reflected by the Property Appraiser. The fourth bedroom easily lends itself as a home office, nursery, or guest retreat, accommodating a variety of lifestyle needs this room also has a separate entrance making it comfortable setup for extended family or overnight guests. Set along a serene canal with direct access to the Homosassa River and the Gulf of Mexico, this exceptional property is a boater’s dream, complete with a boat lift and tranquil water views. Inside, the home has been thoughtfully reimagined with stylish- imported tile flooring throughout, creating a seamless and elegant aesthetic. The gourmet kitchen features custom cabinetry and solid Corian countertops, thoughtfully selected for both everyday living and entertaining. A striking dual-sided fireplace serves as a dramatic focal point, connecting the formal living room with the family room, man cave, or entertainment space. Modern upgrades include two new HVAC systems, new windows and sliding glass doors, new window treatments, and an instant hot water heater for efficiency and comfort. Outdoors, enjoy two brand-new wood decks with gazebos, an inviting setting for alfresco dining, relaxing, or entertaining against a picturesque waterfront backdrop. Additional features include a detached garage, a metal roof that was installed November of 2020, a whole-house Generac generator for peace of mind, and a beautifully manicured front yard offering exceptional curb appeal. This move-in-ready waterfront estate blends luxury finishes, flexible living spaces, and unparalleled access to the waterways of Homosassa — an extraordinary opportunity to embrace the coastal lifestyle at its finest. The sellers flood insurance policy is transferable.

The essentials

Built
1981
Price / sqft
$257
On market
251 days
Annual tax
$4,526
HOA
$180/yr
Flood zone
AE
Lot
18,618 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Waterfront
Canal - Brackish
Community pool
Shared amenity
2 car garage
Circular Driveway
0.43 acres
Lot size

Payment

Est. monthly payment
$3,707/mo
Down payment (20%)
$116,000
Property taxes
$377/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
18,618 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Circular Driveway, Driveway
Waterfront
Canal - Brackish
Days on Market
251
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Window Treatments
Private Mailbox
Rain Gutters
Deed Restrictions
Dog Park
Pool
Tennis Court(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Tankless Water Heater
Elementary
Homosassa Elementary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,526
Parcel #
16E-19S-25-0010-00020-0730

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverhaven Village
County
Citrus
MLS Area
34448 - Homosassa
Lot Size
18,618 sqft
ClearedFlood Insurance RequiredFloodZoneNear MarinaPaved
HOA
$180/yr
Riverhaven Village

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #OM718061
$580,000-3.2%
$257/sqft
-
Price change
Source: Stellar MLS #OM718061
$599,400-20.0%
$265/sqft
2/2/2026
Listed for sale
Source: Stellar MLS #OM718061
$748,900
$332/sqft

Neighborhood

11870 W Riverhaven Dr
Homosassa, FL, 34448 · 34448 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $580,000
$555,000 – $580,000
95.5% – 100% of listTops out right at the list price
80% of listList price
35 of the last 69 home closings in 34448 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 251 after a $168,900 cut.

Sample: 69 closed home sales in 34448 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,707/mo
Principal & interest$3,025
Property taxes$377
Insurance$290
HOA$15
Down payment20% · $116,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$580,000

$257 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,259 sq ft

Time on market

251 days

Year built

1981

Monthly payment

About $3,707/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,526 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Riverhaven Village.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byTROTTER REALTYListing agent: Amy MakiListing data from Stellar MLS, MLS# OM718061.

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