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Overview

3 bd2 ba2,599 sqftSingle Family
TypeSingle Family
HOA$375/yr
Built1989
Lot101,587 sqft
Living area2,599 sqft
Price / sqft$442

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostat

972 Oakpoint Cir is a 1989-built home in Oakwater Estates, Apopka. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,599 square feet of living space. Listed at $1,150,000 (about $442/sqft), 9 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 annually.

From the listing

***Drool-Worthy Lakefront Luxury on Private Lake McCoy*** EXTREMELY RARE HOME. You will not find anything like this exquisite lakefront home in all of Central Florida for this price. Set on approximately 110 linear feet of cypress-tree-lined peaceful ski lake frontage, this breathtaking 3-bedroom, 2-bathroom custom-built home features a stylish semi-open floor plan with extraordinary features. Prepare to be captivated by the huge, glamorous pool with spa and waterfall feature, surrounded by a massive screen-enclosed pool deck. The spectacular lake views from almost every room look out through mature cypress trees directly across the water to a serene nature preserve. Inside, the rare vintage solid walnut parquet flooring has been lovingly brought back to its former glory, showcasing hand-laid Deco-style herringbone borders bathed in natural light from vaulted 18-foot ceilings and walls of glass. The absolute heart of the home is the brand-new, fabulous gourmet kitchen beautifully outfitted with custom, soft-close solid wood cabinetry, gleaming quartz countertops, giant kitchen island, and a top-tier GE Cafe appliance package including a double oven with an induction cooktop, drawer microwave, and French door refrigerator–all with dazzling pool and lake views through the expansive windows, including a pass-through window for entertaining. The island flows seamlessly into the family room, which is anchored by double custom solid-wood built-ins, French doors opening to the lanai, and a propane-powered fireplace with high-end "Real Fyre" logs. Six chic new chandeliers and recent interior paint elevate the home's elegant aesthetic. A formal dining area and formal living room with pool and lake views provide plenty of spaces for larger gatherings or cozy nights in. The primary suite is a true sanctuary featuring rich walnut hardwood floors, French doors to the pool patio, and newly installed custom clothing cabinets. Its en-suite spa bath offers double vanities, a jetted spa tub and glass-enclosed shower. Working from home has never looked better in the striking, newly reimagined flex room/home office, featuring color-drenched paint, walnut floors, a vintage-style chandelier, and a designer decorative fireplace with an antique mantel. Step outside to your personal waterfront resort. The sprawling lanai was completely rescreened and features freshly painted pool decking. Follow the flagstone path to your spacious covered dock, newly upgraded with magical fairy lighting for enjoying unforgettable sunsets. Major mechanical peace of mind includes a newer architectural shingle roof (Oct 2024), entirely new attic insulation (2025), a 2020 Carrier/Bryant HVAC system that was just fully serviced, a Noritz gas/tankless water heater, 2024 Electrolux SmartBoost washer/dryer, oversized 2-car garage with newer paint and newly installed garage storage racks (2025), and a Massey transferable termite bond. Located in a quiet walkable community on a hidden peninsula with a very low HOA, you are perfectly positioned just 5 minutes to Publix, 10 minutes to Wekiva Springs and the 429 expressway, 15 minutes to I-4, 25 minutes to Winter Park and 40 minutes to Disney. This turn-key masterpiece will not last!

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The essentials

Built
1989
Price / sqft
$442
On market
9 days
Annual tax
$12,557
HOA
$375/yr
Flood zone
X, AE · Low risk
Lot
101,587 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Waterfront
Lake Front
Private pool
In Ground
2.33 acres
Lot size
2,599 sqft
Living area

Payment

Est. monthly payment
$7,650/mo
Down payment (20%)
$230,000
Property taxes
$1,046/mo
HOA
$375/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
101,587 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Guest, Off Street, On Street, Oversized
Pool
In Ground, Gunite, Lighting, Screen Enclosure, Waterfall
Waterfront
Lake Front
Days on Market
9
Built-in Features
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Courtyard
Private Mailbox
Sidewalk
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Cooktop
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Elementary
Clay Springs Elem
Middle
Piedmont Lakes Middle
High
Wekiva High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X, AE
Annual Tax (2025)
$12,557
Parcel #
03-21-28-6131-00-210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakwater Estates
County
Orange
MLS Area
32712 - Apopka
Lot Size
101,587 sqft
LandscapedSidewalkPavedUnincorporated
HOA
$375/yr
Oakwater Estates HOA

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #O6449015
$1,150,000
$442/sqft

Neighborhood

972 Oakpoint Cir
Apopka, FL, 32712 · 32712 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $1,150,000
$1.14M – $1.15M
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 359 home closings in 32712 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 9.

Sample: 359 closed home sales in 32712 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,650/mo
Principal & interest$5,998
Property taxes$1,046
Insurance$575
HOA$31
Down payment20% · $230,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,150,000

$442 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,599 sq ft

Time on market

9 days

Year built

1989

Monthly payment

About $7,650/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,557 annual tax bill, insurance, and the $375/yr HOA fee.

HOA fee

$375/yr

Managed by Oakwater Estates HOA.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGILKEY REAL ESTATEListing agent: Laura RomotListing data from Stellar MLS, MLS# O6449015.

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