13850 Bluewater Cir, photo 1
Active
1 / 51

Overview

4 bd3 ba1,963 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/qtr
Built1998
Lot7,264 sqft
Living area1,963 sqft
Price / sqft$293
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

13850 Bluewater Cir is a 1998-built home in Waterford Lakes Tr N31b, Orlando. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,963 square feet of living space. Listed at $574,900 (about $293/sqft), 0 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 quarterly.

From the listing

You are HOME! As you walk into this beautifully appointed 4 BEDROOM, 3 FULL BATH home, you’ll notice the pride of ownership from the ORIGINAL OWNERS in this freshly painted home. Next you’ll see beyond the view of the POOL to WATER and CONSERVATION VIEWS. Updated finishes include PLANTATION SHUTTERS throughout, CROWN MOLDING, ENGINEERED HARDWOOD FLOORING and 5 1/4 inch baseboards. As you walk past the generous dining room and sitting area you’ll enter the gorgeous kitchen. This kitchen features 42-inch CUSTOM SOLID WOOD cabinets, premium GRANITE COUNTERS, stainless steel appliances, and a new dishwasher. The kitchen is enhanced by UNDER CABINET LIGHTING, stainless appliances, CENTER ISLAND and generous counter space. The elegant 18-inch porcelain tile add warmth and style throughout the home. You’ll love convenient MOTORIZED BLINDS on the dinette sliding doors and family room sliding doors. The laundry room is between the garage and kitchen with a convenient pocket door to close it off. The large family is LIGHT & BRIGHT with NEW SLIDING DOORS out to the pool and lanai. Beyond the family room is a door that separates the 4th bedroom with it’s own full bathroom and features a walk-in shower and it doubles as the POOL BATH. This is the perfect in-law suite, guest suite or private office. Bedrooms 2 and 3 share a full bathroom in between with a shower/tub combination. The GRAND primary suite features a double tray ceiling and a SLIDING DOOR leading out to your lanai and pool. The ENSUITE BATH is updated with a NEW QUARTZ TOP DOUBLE SINK VANITY, NEW SEAMLESS GLASS SHOWER surround along with a soaking tub, a private water closet and walk-in closet. From the family room NEW SLIDING DOORS lead you out to enjoy the peaceful pond and conservation views from your BRICK PAVER LANAI with SOLAR HEATED PEBBLE TEC POOL. Beyond the pool is an inviting open patio with FIRE PIT perfect for entertaining guests or just relaxing and enjoying the STUNNING views and Florida lifestyle. Additional features include four-inch gutters, a RACHIO smart irrigation control system, and hurricane protection with Kevlar covers for the front door, 5 windows and rear lanai, plus PLYLOX plywood-covering systems for the remaining windows. The garage is finished with a durable SHARK COATED floor. Major system updates include roof (2011) and professionally cleaned (2026), A/C system with new compressor fan (2023) and a new motor (2025), and water heater replaced (2022). Conveniently located to 417 & 408, 20 minutes to downtown, 35 minutes to Cocoa Beach, 2.3 miles to Waterford Lakes Town Center with shopping and restaurants, and don't forget the top rated schools. Waterford Lakes community has a walking trail, volleyball courts, tennis courts, Olympic size pool, kiddie pool, fitness center and much more.

The essentials

Built
1998
Price / sqft
$293
On market
Today
Annual tax
$3,354
HOA
$250/qtr
Flood zone
X* · Low risk
Lot
7,264 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Pond
Private pool
Heated
2 car garage
Garage Door Opener
7,264 sqft lot
Lot size

Payment

Est. monthly payment
$3,648/mo
Down payment (20%)
$114,980
Property taxes
$280/mo
HOA
$250/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
7,264 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
In Ground, Heated, Lighting, Screen Enclosure, Solar Heat
Waterfront
Pond
Days on Market
0
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Fire Pit
Rain Gutters
Sidewalk
Deed Restrictions
Fitness Center
Park
Playground
Pool
Racquetball
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Waterford Elem
Middle
Discovery Middle
High
Timber Creek High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$3,354
Parcel #
26-22-31-9107-01-170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Lakes Tr N31b
County
Orange
MLS Area
32828 - Orlando/Alafaya/Waterford Lakes
Lot Size
7,264 sqft
GreenbeltSidewalkPaved
HOA
$250/qtr
Bob Seltzer

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #O6450268
$574,900
$293/sqft

Neighborhood

13850 Bluewater Cir
Orlando, FL, 32828 · 32828 - Orlando/Alafaya/Waterford Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $574,900
$570,000 – $574,900
99.5% – 100% of listTops out right at the list price
80% of listList price
119 of the last 232 home closings in 32828 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one just listed today.

Sample: 232 closed home sales in 32828 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,648/mo
Principal & interest$2,998
Property taxes$280
Insurance$287
HOA$83
Down payment20% · $114,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,900

$293 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,963 sq ft

Time on market

Listed today

Year built

1998

Monthly payment

About $3,648/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,354 annual tax bill, insurance, and the $250/qtr HOA fee.

HOA fee

$250/qtr

Managed by Bob Seltzer.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMI EMERSON RESIDENTIALListing agent: Shelley DavisListing data from Stellar MLS, MLS# O6450268.

Keep exploring Florida

Pick up where you left off, or see what else is out there.