728 Garden West Ter, photo 1
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Overview

5 bd5 ba3,555 sqft2 car garageSingle Family
TypeSingle Family
HOA$225/mo
Built2022
Lot6,476 sqft
Living area3,555 sqft
Price / sqft$492
Garage2 car

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Open house

Saturday, Oct 24 · 11:00 AM to 2:00 PM

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

728 Garden West Ter is a 2022-built home in Garden West, Winter Garden. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,555 square feet of living space. Listed at $1,749,000 (about $492/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $225 monthly.

From the listing

Welcome to this stunning custom home crafted by the renowned Pioneer Builders in 2022, nestled in one of Winter Garden's most coveted locations. Just steps from the beloved West Orange Trail and the charming Golf Cart District of Historic Downtown Winter Garden, this home offers the best of the Winter Garden lifestyle right at your doorstep. Whether you're pedaling the trail at sunrise or cruising downtown in your golf cart for dinner and live music, this location makes it easy to enjoy everything this vibrant community has to offer. From the moment you step inside, the quality and craftsmanship are undeniable. Engineered hardwood floors flow seamlessly throughout the home, while custom cabinetry adds timeless elegance to every space. The open living areas feature top-of-the-line Fisher & Paykel appliances, blending elevated design with everyday functionality. Plantation shutters throughout the main house add a classic, refined touch, while an automatic gate provides an added layer of privacy and convenience. The main level features a private ensuite bedroom and full bath, ideal for guests or multigenerational living, along with a convenient powder bath for visitors. Upstairs, the primary suite serves as a true retreat, complete with two oversized walk-in closets and a luxurious ensuite bath. Two additional bedrooms share a well-appointed Jack-and-Jill bathroom, while an upstairs laundry room adds everyday convenience. Added in 2024, the private apartment above the garage is a rare and exceptional bonus, complete with a kitchenette, dedicated office space, full bath, and in-unit laundry. Whether envisioned as a private guest suite, in-law quarters, a dedicated work-from-home retreat, or an income-producing rental, the possibilities are endless. Winter Garden's Golf Cart District is more than a novelty—it's a way of life. Residents enjoy cruising to the award-winning Farmers Market, exploring boutique shops and local restaurants, visiting breweries, and taking part in the community events that make Historic Downtown Winter Garden one of Central Florida's most vibrant destinations. The West Orange Trail, spanning more than 22 miles of scenic, paved pathways, is a paradise for cyclists, joggers, and walkers. With this home's prime proximity, outdoor recreation is always within easy reach. This is more than a home—it's a lifestyle. Don't miss the opportunity to own a distinctive property offering timeless finishes, versatile living spaces, added privacy, and an exceptional location in one of Central Florida's most sought-after communities.

The essentials

Built
2022
Price / sqft
$492
On market
3 days
Annual tax
$15,243
HOA
$225/mo
Flood zone
X · Low risk
Lot
6,476 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
6,476 sqft lot
Lot size
3,555 sqft
Living area

Payment

Est. monthly payment
$11,492/mo
Down payment (20%)
$349,800
Property taxes
$1,270/mo
HOA
$225/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,476 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sprinkler Metered
Community Mailbox
Golf Carts OK
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Freezer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Elementary
Tildenville Elem
Middle
Lakeview Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$15,243
Parcel #
22-22-27-2950-00-050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Garden West
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
6,476 sqft
HOA
$225/mo
Garden West HOA

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #O6450273
$1,749,000
$492/sqft

Neighborhood

728 Garden West Ter
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $1,749,000
$1.74M – $1.75M
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 3.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,491/mo
Principal & interest$9,122
Property taxes$1,270
Insurance$875
HOA$225
Down payment20% · $349,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,749,000

$492 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,555 sq ft

Time on market

3 days

Year built

2022

Monthly payment

About $11,492/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,243 annual tax bill, insurance, and the $225/mo HOA fee.

HOA fee

$225/mo

Managed by Garden West HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREGENCY REAL ESTATE LLCListing agent: Danielle NorvellListing data from Stellar MLS, MLS# O6450273.

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