111 E Harvard St, photo 1
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Overview

4 bd4 ba2,104 sqftDuplex
TypeDuplex
HOANone listed
Built2025
Lot9,613 sqft
Living area2,104 sqft
Price / sqft$190

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenSolid Wood CabinetsStone CountersWalk-in Closet(s)Private MailboxSliding Doors

111 E Harvard St is a 2025-built home in Inverness Highlands South, Inverness. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,104 square feet of living space. Listed at $399,900 (about $190/sqft), 392 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Limited-Time Summer Duplex Drop! For the month of July, twelve duplexes qualify for 3.75% (5.068% APR) financing plus 2 years of professional property management and Rent Protection. Offer subject to lender qualification, availability, and program terms. See listing agent for complete details. Both units are currently occupied and leased through 5/31/2027, providing instant income at closing! Designed with modern living in mind, this property features an open, functional floor plan, luxury vinyl plank (LVP) flooring throughout, quartz countertops, and contemporary finishes that appeal to today’s renters and buyers alike. Enjoy the benefits of new construction, including builder warranties and low maintenance. Property presents an opportunity for rental income, but income is not guaranteed. Buyer to verify all lease terms, tenant status, and financial considerations. Photos may be of a similar or previously completed unit and are for illustrative purposes only. Features, finishes, and layout may vary. One or more photo(s) may have been virtually staged.

The essentials

Built
2025
Price / sqft
$190
On market
458 days
Annual tax
$105
Flood zone
AE
Lot
9,613 sqft
Type
Duplex

At a glance

Multi-family
Built 2025
9,613 sqft lot
Lot size
2,104 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,295/mo
Down payment (20%)
$79,980
Property taxes
$9/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
2025
Lot
9,613 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
458
Eat-in Kitchen
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Private Mailbox
Sliding Doors
Elementary
Inverness Primary School
Middle
Citrus Springs Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$105
Parcel #
20E-19S-21-0020-02000-2340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Inverness Highlands South
County
Citrus
MLS Area
34452 - Inverness
Lot Size
9,613 sqft

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #OM705049
$399,900-2.4%
$190/sqft
-
Price change
Source: Stellar MLS #OM705049
$409,900-2.4%
$195/sqft
7/8/2025
Listed for sale
Source: Stellar MLS #OM705049
$419,900
$200/sqft

Neighborhood

111 E Harvard St
Inverness, FL, 34452 · 34452 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$390,000 – $399,900
97.8% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 home closings in 34452 landed at this number or higher (51%). The median one sat 44 days before it went under contract, and this one is on day 458 after a $20,000 cut.

Sample: 85 closed home sales in 34452 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,294/mo
Principal & interest$2,086
Property taxes$9
Insurance$200
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$190 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,104 sq ft

Time on market

458 days

Year built

2025

Monthly payment

About $2,295/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $105 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySUNCOAST PROPERTY MANAGEMENT LListing agent: Kelly TreadawayListing data from Stellar MLS, MLS# OM705049.

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