10987 SW 86th Ter, photo 1
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Overview

2 bd2 ba1,432 sqft2 car garageSingle Family
TypeSingle Family
HOA$146.44/mo
Built1987
Lot6,970 sqft
Living area1,432 sqft
Price / sqft$117
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Window TreatmentsRain Gutters

10987 SW 86th Ter is a 1987-built home in Oak Run - Neighborhood #2, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,432 square feet of living space. Listed at $167,500 (about $117/sqft), 334 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $146.44 monthly.

From the listing

Welcome to Oak Run! This community isn’t just where you live, it’s where life happens. Come see why this home in Oak Run is where your next chapter awaits! This Magnolia 2-bedroom split floor plan is a favorite among buyers! Each bedroom is considered a master bedroom with its own private bath and large master closets. Once you arrive you will be enchanted by corner lot, the view and spaciously covered front porch to have a place for your morning coffee. Step into the home and discover an inviting open concept of the Living & Dining Room that enhances the sense of space and comfort. You will notice the combination of carpet and laminate (wood-like) flooring throughout the home and tile in both bathrooms. The Primary Master bedroom is located on the right side of home with a bay window that brings in plenty of light. Hallway with sliding doors for closet on both sides, door at the end of hallway leads to Master bath with double vanity, tub and shower combo. Bathroom door open to Living Room with Kitchen entry on right. Kitchen has dome lighting and fan, upgraded appliances, plenty of cabinet storage, tile countertop and back splash and waterproof luxury vinyl plank flooring. Next to the Kitchen is the Dining Room with a pass-through window to the Kitchen. Left side of Living room you will see the second Master Suite with walk in closet, sliding doors to Family Room, hallway with a single vanity & mirror for makeup/dressing area, door to single vanity with step in shower. Sliding Doors off Living Room to Florida Room. This room can be used for relaxing in, watching Sunday football or just reading or me time. Exit door to backyard to a concrete stone patio for entertaining those evenings with cookouts or relax and enjoy a glass of wine overlooking your private and pristine landscaping backyard. (HOME IS COMPLETELY VACANT NOW AND READY FOR NEW OWNER)

The essentials

Built
1987
Price / sqft
$117
On market
334 days
Annual tax
$2,885
HOA
$146.44/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Community pool
Fitness center too
2 car garage
6,970 sqft lot
Lot size
1,432 sqft
Living area

Payment

Est. monthly payment
$1,344/mo
Down payment (20%)
$33,500
Property taxes
$240/mo
HOA
$146.44/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
6,970 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
334
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
Rain Gutters
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Restaurant
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$2,885
Parcel #
7002-005-010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Run - Neighborhood #2
County
Marion
MLS Area
34481 - Ocala
Lot Size
6,970 sqft
HOA
$146.44/mo
Tanya Sappleton

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #OM713507
$167,500-9.4%
$117/sqft
-
Price change
Source: Stellar MLS #OM713507
$184,900-17.3%
$129/sqft
11/14/2025
Listed for sale
Source: Stellar MLS #OM713507
$223,500
$156/sqft

Neighborhood

10987 SW 86th Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $167,500
$165,000 – $167,500
97.9% – 100% of listTops out right at the list price
80% of listList price
255 of the last 509 home closings in 34481 landed at this number or higher (50%). The median one sat 52 days before it went under contract, and this one is on day 334 after a $56,000 cut.

Sample: 509 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,344/mo
Principal & interest$874
Property taxes$240
Insurance$84
HOA$146
Down payment20% · $33,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$167,500

$117 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,432 sq ft

Time on market

334 days

Year built

1987

Monthly payment

About $1,344/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,885 annual tax bill, insurance, and the $146.44/mo HOA fee.

HOA fee

$146.44/mo

Managed by Tanya Sappleton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Ron ViolaListing data from Stellar MLS, MLS# OM713507.

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