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About this home
7173 W R Thomas Rd is a 1965-built home in Bonney Shores 02, Keystone Heights. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,592 square feet of living space. Listed at $597,000 (about $375/sqft), 331 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
BONUS FOR BUYERS: The seller is now including an additional 7.95-acre tract at NO EXTRA COST, bringing the total property size to 21.66 acres (13.71-acre lakefront parcel plus the additional 7.95 acreage). Discover 21.66 breathtaking wooded acres with stunning lakefront views of Hall Lake. Towering magnolias and mature hardwoods create a serene, southern plantation-like setting—right here in Florida. Conveniently located near the intersection of County Road 214 and County Road 315, the property offers an easy commute to Keystone Heights, Palatka, Middleburg, Orange Park and Jacksonville. The existing block home has had some updates but will require repairs in order to occupy. Renovate the current structure or choose to demolish and rebuild—NO IMPACT FEES apply either way. The home/property is being sold AS-IS and includes an easement providing access to a neighboring 1-acre vacant wooded lot on Hall Lake. Agriculture Exempt status may be possible if Clay County criteria are met. This unique lakefront estate offers remarkable natural beauty, privacy, and endless potential—with a total of 21.66 acres, it presents an exceptional opportunity to create your ideal family homestead.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$597,000
$375 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,592 sq ft
Time on market
331 days
Year built
1965
Monthly payment
About $3,856/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,321 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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