7173 W R Thomas Rd, photo 1
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Overview

3 bd2 ba1,592 sqftSingle Family
TypeSingle Family
HOANone listed
Built1965
Lot943,509 sqft
Living area1,592 sqft
Price / sqft$375

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsPrivate EntrancePrivate MailboxPrivate YardDishwasher

7173 W R Thomas Rd is a 1965-built home in Bonney Shores 02, Keystone Heights. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,592 square feet of living space. Listed at $597,000 (about $375/sqft), 331 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BONUS FOR BUYERS: The seller is now including an additional 7.95-acre tract at NO EXTRA COST, bringing the total property size to 21.66 acres (13.71-acre lakefront parcel plus the additional 7.95 acreage). Discover 21.66 breathtaking wooded acres with stunning lakefront views of Hall Lake. Towering magnolias and mature hardwoods create a serene, southern plantation-like setting—right here in Florida. Conveniently located near the intersection of County Road 214 and County Road 315, the property offers an easy commute to Keystone Heights, Palatka, Middleburg, Orange Park and Jacksonville. The existing block home has had some updates but will require repairs in order to occupy. Renovate the current structure or choose to demolish and rebuild—NO IMPACT FEES apply either way. The home/property is being sold AS-IS and includes an easement providing access to a neighboring 1-acre vacant wooded lot on Hall Lake. Agriculture Exempt status may be possible if Clay County criteria are met. This unique lakefront estate offers remarkable natural beauty, privacy, and endless potential—with a total of 21.66 acres, it presents an exceptional opportunity to create your ideal family homestead.

The essentials

Built
1965
Price / sqft
$375
On market
331 days
Annual tax
$5,321
Flood zone
X · Low risk
Lot
943,509 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
Waterfront
Lake Front
21.66 acres
Lot size
1,592 sqft
Living area

Payment

Est. monthly payment
$3,856/mo
Down payment (20%)
$119,400
Property taxes
$443/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
943,509 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
Oversized
Waterfront
Lake Front
Days on Market
331
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Private Entrance
Private Mailbox
Private Yard
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Elementary
Mcrae Elementary School-CL
Middle
Keystone Heights Junior/Senior High-CL
High
Keystone Heights Junior/Senior High-CL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$5,321
Parcel #
17-08-24-007177-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bonney Shores 02
County
Clay
MLS Area
32656 - Keystone Heights
Lot Size
943,509 sqft
In CountyIrregular LotLevelOversized LotPrivateStreet Dead-EndUnpavedUnincorporatedZoned for Horses

Price history

Date
Event
Price
11/16/2025
Listed for sale
Source: Stellar MLS #OM713758
$597,000
$375/sqft

Neighborhood

7173 W R Thomas Rd
Keystone Heights, FL, 32656 · 32656 - Keystone Heights

Market insights

Offer Insights

Choose an offer strength

List price: $597,000
$565,000 – $597,000
94.4% – 100% of listTops out right at the list price
80% of listList price
15 of the last 28 home closings in 32656 landed at this number or higher (54%). The median one sat 35 days before it went under contract, and this one is on day 331.

Sample: 28 closed home sales in 32656 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,856/mo
Principal & interest$3,114
Property taxes$443
Insurance$299
Down payment20% · $119,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$597,000

$375 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,592 sq ft

Time on market

331 days

Year built

1965

Monthly payment

About $3,856/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,321 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA HOMES REALTY & MORTGAGEListing agent: Kay EdwardsListing data from Stellar MLS, MLS# OM713758.

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