Overview
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About this home
10767 SE 174th Loop is a 1994-built home in Spruce Creek South, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,690 square feet of living space. Listed at $239,000 (about $141/sqft), 316 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.98 monthly.
NEW ROOF SEPT 2026! Welcome to a lifestyle where every day feels like a Saturday in the Beautiful 55+ Gated Golf Community of SPRUCE CREEK SOUTH, located adjacent to THE VILLAGES, FLORIDA. This charming 3 Bedroom, 2 Bath home offers the perfect blend of comfort, convenience, and carefree living, making it an ideal place to enjoy your retirement years to the fullest. Step inside to find soaring high ceilings and FRESH INTERIOR PAINT November 2025. The home features TILE flooring throughout the main living areas with LAMINATE flooring in the bedrooms and Florida room. Modern STAINLESS STEEL appliances add a touch of elegance to the thoughtfully designed kitchen. WINDOWS Replaced 2012. The FENCED BACKYARD is perfect for those with a beloved pet, offering peace of mind and room to enjoy the outdoors. Living here means embracing the freedom and fun of a golf cart lifestyle, with convenient access to shopping, dining, and countless local amenities, all just a short ride away. Spruce Creek South offers a warm, welcoming environment with an abundance of clubs, activities, and opportunities to connect with neighbors who soon feel like family. This home is attractively priced and ready for you to start living your best retirement life. Welcome home to Spruce Creek South where relaxation, recreation, and community come together beautifully.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$239,000
$141 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,690 sq ft
Time on market
316 days
Year built
1994
Monthly payment
About $1,807/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,135 annual tax bill, insurance, and the $179.98/mo HOA fee.
HOA fee
$179.98/mo
Managed by Tracey Brown.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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