10821 SW 87th Ter, photo 1
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Overview

2 bd2 ba1,415 sqft2 car garageSingle Family
TypeSingle Family
HOA$146.44/mo
Built1987
Lot6,534 sqft
Living area1,415 sqft
Price / sqft$173
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Wood CabinetsThermostatWalk-in Closet(s)LightingPrivate MailboxRain Gutters

10821 SW 87th Ter is a 1987-built home in Oak Run Nbrhd 02, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,415 square feet of living space. Listed at $245,400 (about $173/sqft), 251 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $146.44 monthly.

From the listing

SELLER IS MOTIVATED, BRING ALL REASONABLE OFFERS! Come check out this beautiful, meticulously maintained home located in the highly sought after 55+ gated community of Oak Run. This spacious and functional property offers 2 bedrooms, 2 bathrooms, and a versatile den that could easily serve as a third bedroom. With 1,415 square feet of living space, the open living and dining area features bamboo flooring flowing seamlessly throughout the main living spaces, creating a warm and inviting atmosphere. The kitchen is thoughtfully designed with generous counter space, updated countertops, newly updated cabinetry completed in 2026, stylish open shelving, and a dedicated coffee bar, perfect for everyday living and entertaining. Primary bedroom is generously sized and includes a walk in closet and an updated en suite bath with barn doors and a glass enclosed tile shower. The spacious guest bedroom is conveniently located near the second full bath. Sliding glass doors lead to an air conditioned and heated lanai that provides flexible space ideal for a den, home office, or third bedroom while overlooking a tranquil pond. Just off the lanai is a screened in porch, perfect for enjoying your morning coffee or relaxing while taking in the peaceful surroundings. The 2 car garage includes shelving, a workbench, a laundry area, and access to the screened in porch. Recent updates include a New roof in 2023, New water heater in 2021, New HVAC unit in 2016 & Compressor replaced in 2018, updated electrical panel in 2023, all water lines replaced in 2023, and a 1 year home warranty at closing, making this home truly move in ready. Oak Run offers a vibrant lifestyle with multiple pools, fitness centers, a golf course, a clubhouse, and various dining options. Golf carts are welcome, making it easy to explore and enjoy everything the community has to offer!

The essentials

Built
1987
Price / sqft
$173
On market
251 days
Annual tax
$943
HOA
$146.44/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Community pool
Fitness center too
2 car garage
6,534 sqft lot
Lot size
1,415 sqft
Living area

Payment

Est. monthly payment
$1,628/mo
Down payment (20%)
$49,080
Property taxes
$79/mo
HOA
$146.44/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
6,534 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
251
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Rain Gutters
Storage
Tennis Court(s)
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Hammett Bowen Jr. Elementary
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$943
Parcel #
7002-002-022

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Run Nbrhd 02
County
Marion
MLS Area
34481 - Ocala
Lot Size
6,534 sqft
ClearedLevelPaved
HOA
$146.44/mo
Oak Run Associates

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #OM717887
$245,400-0.2%
$173/sqft
-
Price change
Source: Stellar MLS #OM717887
$245,900-1.2%
$174/sqft
2/1/2026
Listed for sale
Source: Stellar MLS #OM717887
$248,900
$176/sqft

Neighborhood

10821 SW 87th Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $245,400
$240,000 – $245,400
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 251 after a $3,500 cut.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,628/mo
Principal & interest$1,280
Property taxes$79
Insurance$123
HOA$146
Down payment20% · $49,080
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,400

$173 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,415 sq ft

Time on market

251 days

Year built

1987

Monthly payment

About $1,628/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $943 annual tax bill, insurance, and the $146.44/mo HOA fee.

HOA fee

$146.44/mo

Managed by Oak Run Associates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Alexus MacblainListing data from Stellar MLS, MLS# OM717887.

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