Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
645 SE 21st Pl is a 1987-built home in Belmont Oaks, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,596 square feet of living space. Listed at $329,999 (about $207/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Nestled at the end of a quiet cul-de-sac near Fisher Park, this updated 3-bedroom, 2-bath Ocala home combines modern convenience with exceptional outdoor space. Spanning 1,596 square feet on a generous 0.31-acre lot, this 1987 residence boasts significant recent capital improvements, including a new roof in 2022, a water heater installed in 2021, fresh exterior paint, and a brand-new garage door and opener in 2026. Inside, a functional floor plan features a versatile bonus room complete with a closet, making it an ideal setup for a dedicated home office, guest suite, or creative space. The heart of the home features a modernized kitchen outfitted with a new LG refrigerator and dishwasher, while essential additions like a RainSoft water softener, front-load LG washer and dryer, and a garage utility sink elevate everyday living. Designed for connected living, the property comes ready with Quantum Fiber internet, a Vivint security system, a smart thermostat, and built-in surround sound wiring for effortless entertaining. Located just minutes from vibrant Downtown Ocala and close to top-rated options like Cornerstone School and St. Johns Lutheran School, this move-in-ready home offers the perfect balance of neighborhood peace and city convenience. The home includes several valuable upgrades designed for comfort, convenience, and everyday living. Enjoy a RainSoft water softener, front-load LG washer and dryer, utility sink, smart thermostat, Vivint security system, and Quantum Fiber internet readiness. The home is also wired for a surround sound system, making it easy to enjoy movie nights, music, or entertaining. The kitchen includes a new LG refrigerator and dishwasher, adding modern convenience to the heart of the home. Located near Cornerstone School and St. Johns Lutheran School, this property offers a convenient Ocala location just minutes from beautiful Downtown Ocala. With generous lot space, updated features, a versatile bonus room, cul-de-sac placement, and proximity to Fisher Park, this home is ready for its next owner to enjoy comfort, convenience, and a great location.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 134 closed home sales in 34471 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$329,999
$207 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,596 sq ft
Time on market
129 days
Year built
1987
Monthly payment
About $2,097/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,534 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.
