38 S Polestar Pt, photo 1
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Overview

3 bd2 ba1,726 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/mo
Built2023
Lot25,063 sqft
Living area1,726 sqft
Price / sqft$264
Garage2 car

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About this home

Cathedral Ceiling(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Dishwasher

38 S Polestar Pt is a 2023-built home in Belmont Hills Unti 01, Inverness. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,726 square feet of living space. Listed at $455,000 (about $264/sqft), 174 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 monthly.

From the listing

This property is better than new and move-in ready! This immaculate upgraded three-bedroom, two-bath, two-car garage home is in the exclusive gated community of Belmont Hills within the desirable golf resort neighborhood of Terra Vista Citrus Hills. There are over $40,000 in upgrades, including a premium corner lot (0.67 acres) on a private cul-de-sac. With over 1,700 square feet of modern living space, this newly constructed home (2023) is equipped with cathedral ceilings, crown molding, granite countertops and a spacious oversized walk-in main shower. This home features professional landscaping, custom gutters, an oversized screened-in covered lanai and a new water softener system. From the moment you enter, you are captivated by the fresh, pristine open concept, and you will immediately feel at home. The oversized lot provides rare privacy and room to breathe, an ideal setting for those who value space and tranquility. Don’t miss the opportunity to own a magnificent home in one of the area’s sought-after communities. This property includes the desired Citrus Hills social membership, giving you access to world-class amenities, restaurants, fitness centers, pools, golf and an unmatched resort lifestyle. Positioned near the new 589 extension, you’ll enjoy easy access throughout the region with less than one hour to Tampa International Airport while enjoying the peaceful, upscale environment Citrus Hills is known for.

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The essentials

Built
2023
Price / sqft
$264
On market
174 days
Annual tax
$3,600
HOA
$210/mo
Flood zone
X · Low risk
Lot
25,063 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
Driveway
0.67 acres
Lot size
1,726 sqft
Living area

Payment

Est. monthly payment
$3,111/mo
Down payment (20%)
$91,000
Property taxes
$300/mo
HOA
$210/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
25,063 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
174
Cathedral Ceiling(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Elementary
Hernando Elementary
Middle
Inverness Middle School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,600
Parcel #
19E-19S-04-0010-000B0-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Belmont Hills Unti 01
County
Citrus
MLS Area
34453 - Inverness
Lot Size
25,063 sqft
In CountyPaved
HOA
$210/mo
Cyle Moses

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #OM722828
$455,000-14.0%
$264/sqft
4/20/2026
Listed for sale
Source: Stellar MLS #OM722828
$529,000
$306/sqft

Neighborhood

38 S Polestar Pt
Inverness, FL, 34453 · 34453 - Inverness

Market insights

Offer Insights

Choose an offer strength

List price: $455,000
$445,000 – $455,000
97.8% – 100% of listTops out right at the list price
80% of listList price
50 of the last 99 home closings in 34453 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 174 after a $74,000 cut.

Sample: 99 closed home sales in 34453 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,111/mo
Principal & interest$2,373
Property taxes$300
Insurance$228
HOA$210
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$455,000

$264 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,726 sq ft

Time on market

174 days

Year built

2023

Monthly payment

About $3,111/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,600 annual tax bill, insurance, and the $210/mo HOA fee.

HOA fee

$210/mo

Managed by Cyle Moses.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Angela RoseListing data from Stellar MLS, MLS# OM722828.

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