10820 SW 87th Ter, photo 1
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Overview

2 bd2 ba1,418 sqft1 car garageSingle Family
TypeSingle Family
HOA$146.44/mo
Built1986
Lot6,970 sqft
Living area1,418 sqft
Price / sqft$148
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

10820 SW 87th Ter is a 1986-built home in Oak Run Nbrhd 02, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,418 square feet of living space. Listed at $209,900 (about $148/sqft), 175 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $146.44 monthly.

From the listing

Welcome home to this beautiful meticulously maintained 2 bedroom, 2 bath home boasting 1,418 Sqft of comfortable living space in the highly sought-after 55+ active gated community of Oak Run. Inside you’ll find a bright and inviting living room with new LVP flooring throughout the main living area. Spacious kitchen with generous counter space and cabinets ideal for preparing your favorite meals. Down the hall both bedrooms are thoughtfully designed for comfort and convenience. The primary suite features an en-suite bathroom with a tile walk-in shower and a large walk-in closet. The second bedroom also includes a walk-in closet and direct access to the main guest bathroom, making it an ideal space for guests or a secondary suite. Off the living room is an expansive 12x19 Florida room equipped with heating and air conditioning, serving as a perfect area for year-round relaxation or entertaining. The adjoining screened in porch offers another lovely spot to enjoy your morning coffee or take in the sunset. Outside you will find a fully fenced in backyard ready for your furry family members. Oak Run community provides a wealth of amenities, including multiple pools, a clubhouse, dog parks, tennis and fitness clubs. With everything this home and community have you’ll enjoy the perfect blend of relaxation and an active lifestyle! Recent improvements of the home include NEW Roof in 2021, NEW HVAC in 2026, NEW Stainless Steel Appliances in 2021, NEW Washer & Dryer in 2021 and NEW LVP Flooring in 2021, plus a 1 year home warranty at closing for added peace of mind.Schedule your private showing today before its too late!

The essentials

Built
1986
Price / sqft
$148
On market
175 days
Annual tax
$2,416
HOA
$146.44/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Community pool
Fitness center too
1 car garage
6,970 sqft lot
Lot size
1,418 sqft
Living area

Payment

Est. monthly payment
$1,547/mo
Down payment (20%)
$41,980
Property taxes
$201/mo
HOA
$146.44/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
6,970 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
175
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Basketball Court
Dog Run
Private Mailbox
Rain Gutters
Storage
Tennis Court(s)
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Racquetball
Sidewalks
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Hammett Bowen Jr. Elementary
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,416
Parcel #
7002-001-012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Run Nbrhd 02
County
Marion
MLS Area
34481 - Ocala
Lot Size
6,970 sqft
ClearedLandscapedPaved
HOA
$146.44/mo
Oak Run Associates-Tonya S

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #OM723247
$209,900-2.3%
$148/sqft
-
Price change
Source: Stellar MLS #OM723247
$214,900-2.2%
$152/sqft
4/23/2026
Listed for sale
Source: Stellar MLS #OM723247
$219,700
$155/sqft

Neighborhood

10820 SW 87th Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $209,900
$205,000 – $209,900
97.9% – 100% of listTops out right at the list price
80% of listList price
255 of the last 509 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 175 after a $9,800 cut.

Sample: 509 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,547/mo
Principal & interest$1,095
Property taxes$201
Insurance$105
HOA$146
Down payment20% · $41,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,900

$148 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,418 sq ft

Time on market

175 days

Year built

1986

Monthly payment

About $1,547/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,416 annual tax bill, insurance, and the $146.44/mo HOA fee.

HOA fee

$146.44/mo

Managed by Oak Run Associates-Tonya S.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Alexus MacblainListing data from Stellar MLS, MLS# OM723247.

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