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Overview

3 bd2 ba1,641 sqft2 car garageSingle Family
TypeSingle Family
HOA$129/mo
Built2026
Lot6,650 sqft
Living area1,641 sqft
Price / sqft$177
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MOCKINGBIRD RESERVE AT WINDING OAKS
Type
Single Family Residence

True monthly carry

HOA
~$129/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherMicrowaveRange

7325 SW 45th CT is a 2026-built home in Mockingbird Reserve At Winding Oaks, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,641 square feet of living space. Listed at $289,990 (about $177/sqft), 169 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $129 monthly.

From the listing

Under Construction. The Avon is a 3 bedroom, 2 bathroom home offering 1,641 square feet of comfortable living space. Built with durable concrete block construction, the Avon also includes a two-car garage and a covered lanai for relaxing outdoor living. The spacious, open-concept design allows the kitchen to overlook the dining and great room, with views to the covered lanai. Ample windows and sliding glass doors bring in natural light. The well-appointed kitchen features quartz countertops, stainless-steel appliances, an oversized undermount sink, and an island with bar seating. The Owner's Suite, located for privacy at the back of the home, includes a luxurious ensuite bathroom with double undermount sinks, quartz countertops, and a large walk-in closet. Two additional guest bedrooms and a full bath are located at the front of the home. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

The essentials

Built
2026
Price / sqft
$177
On market
169 days
Annual tax
$0
HOA
$129/mo
Flood zone
X · Low risk
Lot
6,650 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,650 sqft lot
Lot size
1,641 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,161/mo
Down payment (20%)
$57,998
Property taxes
$0/mo
HOA
$129/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,650 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
169
Open Floorplan
Dishwasher
Microwave
Range
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
35521-03-067

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mockingbird Reserve At Winding Oaks
County
Marion
MLS Area
34474 - Ocala
Lot Size
6,650 sqft
HOA
$129/mo
Access Management

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #OM723789
$289,990-3.3%
$177/sqft
-
Price change
Source: Stellar MLS #OM723789
$299,990-5.7%
$183/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #OM723789
$317,990
$194/sqft

Neighborhood

7325 SW 45th CT
Ocala, FL, 34474 · 34474 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $289,990
$287,500 – $289,990
99.4% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 34474 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 169 after a $28,000 cut.

Sample: 158 closed home sales in 34474 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,161/mo
Principal & interest$1,512
Property taxes$375
Insurance$145
HOA$129
Down payment20% · $57,998
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,990

$177 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,641 sq ft

Time on market

169 days

Year built

2026

Monthly payment

About $2,161/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $129/mo HOA fee.

HOA fee

$129/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF WEST CENTRAL FLORIDAListing agent: Jessica CruzListing data from Stellar MLS, MLS# OM723789.

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