10926 SW 79th Ter, photo 1
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Overview

2 bd2 ba960 sqft1 car garageSingle Family
TypeSingle Family
HOA$123.77/mo
Built1989
Lot10,454 sqft
Living area960 sqft
Price / sqft$167
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Rain GuttersStreet Lights

10926 SW 79th Ter is a 1989-built home in Palm Cay Un 02 & Replat/Tracts, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $159,900 (about $167/sqft), 128 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $123.77 monthly.

From the listing

Enjoy the best of both worlds in this charming 2-bedroom, 2-bath home located in the lovely 55+ community of Palm Cay, filled with activities and amenities, while still offering exceptional privacy. With no neighbors on two sides, the home backs to a wooded area and borders a dry retention area, creating a peaceful and private setting. Inside, you’ll find beautiful engineered wood flooring throughout, the layout creates a warm and inviting interior, feels cozy and welcoming. The primary suite features a huge walk-in closet, while the convenient inside laundry room offers additional pantry and storage space. Relax with your morning coffee on the cute front porch or unwind on the screened back porch while enjoying the natural surroundings. A one-car garage provides added convenience and storage. Whether you’re looking for an active lifestyle or a quiet retreat, this well-maintained home offers the perfect combination of community living and privacy. Schedule your appointment today, this is priced to sell quickly.

The essentials

Built
1989
Price / sqft
$167
On market
128 days
Annual tax
$2,539
HOA
$123.77/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
1 car garage
10,454 sqft lot
Lot size
960 sqft
Living area

Payment

Est. monthly payment
$1,249/mo
Down payment (20%)
$31,980
Property taxes
$212/mo
HOA
$123.77/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,454 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
128
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Street Lights
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,539
Parcel #
35774-002-07

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Cay Un 02 & Replat/Tracts
County
Marion
MLS Area
34476 - Ocala
Lot Size
10,454 sqft
HOA
$123.77/mo
Robert LaPolt

Price history

Date
Event
Price
9/6/2026
Price change
Source: Stellar MLS #OM724360
$159,900+6.7%
$167/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #OM724360
$149,900
$156/sqft

Neighborhood

10926 SW 79th Ter
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $159,900
$157,500 – $159,900
99.2% – 100% of listTops out right at the list price
80% of listList price
237 of the last 472 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 128.

Sample: 472 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,249/mo
Principal & interest$834
Property taxes$212
Insurance$80
HOA$124
Down payment20% · $31,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$159,900

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

960 sq ft

Time on market

128 days

Year built

1989

Monthly payment

About $1,249/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,539 annual tax bill, insurance, and the $123.77/mo HOA fee.

HOA fee

$123.77/mo

Managed by Robert LaPolt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCRYSTAL SNOOK REAL ESTATEListing agent: Holly VandeventerListing data from Stellar MLS, MLS# OM724360.

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