9686 SW 92nd Place Rd, photo 1
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Overview

2 bd2 ba1,515 sqft2 car garageSingle Family
TypeSingle Family
HOA$511.8/mo
Built2004
Lot9,148 sqft
Living area1,515 sqft
Price / sqft$142
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboWalk-in Closet(s)Deed RestrictionsDog ParkGated Community - No GuardGolf Carts OKGolf

9686 SW 92nd Place Rd is a 2004-built home in On Top Of The World - Providence, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,515 square feet of living space. Listed at $215,000 (about $142/sqft), 173 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $511.8 monthly.

From the listing

Looking for a 2-bed home in Ocala that combines comfortable living with an amenity-rich 55+ lifestyle? This 2-bedroom, 2-bath Wakefield model in On Top of the World offers 1,515 sq ft of heated living space, a versatile bonus room, glassed-in Florida room, attached 2-car garage, and a 2022 roof. Step inside to a welcoming floor plan with a comfortable living room, dedicated dining area, and bright breakfast nook for casual meals and morning coffee. The bonus room provides valuable flexibility for a home office, hobby space, exercise area, or reading room. One of the home's highlights is the glassed-in Florida room, a relaxing year-round space overlooking the private backyard. The primary bedroom includes a walk-in closet, while ceiling fans and central air add everyday comfort. Set on approximately 0.21 acre, this home offers space to settle in and enjoy the Florida lifestyle. Beyond the home, On Top of the World provides an extensive collection of amenities, including community pools, golf, a restaurant, dog park, golf-cart-friendly living, and a variety of activities. Shopping, dining, and everyday conveniences are also within a short ride. Offered at $215,000, this 2-bed home in Ocala provides an opportunity to enjoy both a comfortable home and the value of an active, amenity-filled community. The required HOA fee is $511.80 per month and includes grounds maintenance.

The essentials

Built
2004
Price / sqft
$142
On market
210 days
Annual tax
$907
HOA
$511.8/mo
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
9,148 sqft lot
Lot size
1,515 sqft
Living area

Payment

Est. monthly payment
$1,816/mo
Down payment (20%)
$43,000
Property taxes
$76/mo
HOA
$511.8/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,148 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
210
Ceiling Fans(s)
Living Room/Dining Room Combo
Walk-in Closet(s)
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Restaurant
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$907
Parcel #
3530-0227001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World - Providence
County
Marion
MLS Area
34481 - Ocala
Lot Size
9,148 sqft
HOA
$511.8/mo
On Top of The World

Price history

Date
Event
Price
4/4/2026
Price change
Source: Stellar MLS #OM720797
$215,000-4.4%
$142/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #OM720797
$225,000
$149/sqft

Neighborhood

9686 SW 92nd Place Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $215,000
$210,000 – $215,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 210 after a $10,000 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,816/mo
Principal & interest$1,121
Property taxes$76
Insurance$108
HOA$512
Down payment20% · $43,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$215,000

$142 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,515 sq ft

Time on market

210 days

Year built

2004

Monthly payment

About $1,816/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $907 annual tax bill, insurance, and the $511.8/mo HOA fee.

HOA fee

$511.8/mo

Managed by On Top of The World.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Jenni KennedyListing data from Stellar MLS, MLS# OM720797.

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