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Overview

4 bd3 ba2,530 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2002
Lot10,982 sqft
Living area2,530 sqft
Price / sqft$350
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)StorageCooktopDishwasherDisposalDryerRangeRefrigerator

3625 N Suwannee Pt is a 2002-built home in Indian Waters Unit 02, Crystal River. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,530 square feet of living space. Listed at $885,000 (about $350/sqft), 55 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Experience Gulf Coast lifestyle in this elevated custom waterfront home offering deep water, direct Gulf access—perfect for boating enthusiasts and nature lovers alike. With 4 spacious bedrooms and 3 full baths, this home is designed for both comfort and flexibility. The three-story layout includes covered parking for 2 vehicles and an expansive lower-level area with a tackle room complete with ice machine hookups and extra storage, plus a huge space ideal for a workshop, hobby area, or even conversion into additional indoor/outdoor space. A sturdy dumbwaiter makes it easy to transport groceries or gear upstairs. On the main floor, you’ll find a welcoming living space with custom built-ins and an inviting screened porch overlooking the water—perfect for relaxing and entertaining. The primary suite features an electric fireplace and large ensuite. All bedrooms are generously sized, offering plenty of room for family and guests. The fenced backyard is a true Florida retreat, complete with mature fruit trees, a ground-level deck, firepit, and hammock area. Boaters will love the 75 feet of dock space with room for two large boats, a rip-rap concrete seawall, floating dock with water and 30-amp power, a fish-cleaning station, and easy access to a nearby boat ramp. Currently operating as a successful short-term rental, this home also offers the opportunity to continue as an income-producing property—all contents are negotiable for a turnkey setup. Best of all, there are no deed restrictions, giving you the freedom to use it however you choose.

The essentials

Built
2002
Price / sqft
$350
On market
142 days
Annual tax
$11,677
Flood zone
AE
Lot
10,982 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2002
Waterfront
Canal - Freshwater
2 car garage
0.25 acres
Lot size
2,530 sqft
Living area

Payment

Est. monthly payment
$6,032/mo
Down payment (20%)
$177,000
Property taxes
$973/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
10,982 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Waterfront
Canal - Freshwater
Days on Market
142
Ceiling Fans(s)
Storage
Cooktop
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$11,677
Parcel #
17E-18S-17-0220-000D0-0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Waters Unit 02
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
10,982 sqft
In CountyLandscapedStreet Dead-EndPaved

Price history

Date
Event
Price
7/14/2026
Price change
Source: Stellar MLS #OM725111
$885,000-1.1%
$350/sqft
5/20/2026
Listed for sale
Source: Stellar MLS #OM725111
$895,000
$354/sqft

Neighborhood

3625 N Suwannee Pt
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $885,000
$835,000 – $885,000
94.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 34428 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 142 after a $10,000 cut.

Sample: 65 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,031/mo
Principal & interest$4,616
Property taxes$973
Insurance$443
Down payment20% · $177,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$885,000

$350 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,530 sq ft

Time on market

142 days

Year built

2002

Monthly payment

About $6,032/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,677 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byREMAX REALTY ONEListing agent: Nathan BarnesListing data from Stellar MLS, MLS# OM725111.

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