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About this home
3625 N Suwannee Pt is a 2002-built home in Indian Waters Unit 02, Crystal River. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,530 square feet of living space. Listed at $885,000 (about $350/sqft), 55 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Experience Gulf Coast lifestyle in this elevated custom waterfront home offering deep water, direct Gulf access—perfect for boating enthusiasts and nature lovers alike. With 4 spacious bedrooms and 3 full baths, this home is designed for both comfort and flexibility. The three-story layout includes covered parking for 2 vehicles and an expansive lower-level area with a tackle room complete with ice machine hookups and extra storage, plus a huge space ideal for a workshop, hobby area, or even conversion into additional indoor/outdoor space. A sturdy dumbwaiter makes it easy to transport groceries or gear upstairs. On the main floor, you’ll find a welcoming living space with custom built-ins and an inviting screened porch overlooking the water—perfect for relaxing and entertaining. The primary suite features an electric fireplace and large ensuite. All bedrooms are generously sized, offering plenty of room for family and guests. The fenced backyard is a true Florida retreat, complete with mature fruit trees, a ground-level deck, firepit, and hammock area. Boaters will love the 75 feet of dock space with room for two large boats, a rip-rap concrete seawall, floating dock with water and 30-amp power, a fish-cleaning station, and easy access to a nearby boat ramp. Currently operating as a successful short-term rental, this home also offers the opportunity to continue as an income-producing property—all contents are negotiable for a turnkey setup. Best of all, there are no deed restrictions, giving you the freedom to use it however you choose.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$885,000
$350 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,530 sq ft
Time on market
142 days
Year built
2002
Monthly payment
About $6,032/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,677 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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