1821 NW 20th Ave, photo 1
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Overview

4 bd3 ba1,712 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1992
Lot9,197 sqft
Living area1,712 sqft
Price / sqft$596
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

1821 NW 20th Ave is a 1992-built home in Woodland Estates Unit 02a, Crystal River. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,712 square feet of living space. Listed at $1,020,000 (about $596/sqft), 293 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

A sense of calm and refinement defines this exceptional waterfront residence, where light, water, and architecture come together seamlessly. Soaring vaulted ceilings with warm wood planking and expansive architectural windows frame tranquil canal views, filling the home with natural light from the moment you enter. The main living areas are positioned to maximize the waterfront setting, creating a seamless flow between indoor and outdoor living. New luxury vinyl flooring throughout the second and third floors, along with updated interior doors and designer lighting, establish a clean, modern aesthetic while keeping the water as the focal point. The living and dining areas open to a spacious waterfront balcony, ideal for morning coffee, sunset entertaining, or quiet moments overlooking the canal. The kitchen offers both function and style with generous cabinetry, stainless steel appliances, an oversized island, and abundant natural light that enhances both everyday living and entertaining. The primary suite features a spa-inspired bath with a freestanding soaking tub, double vanity, walk-in shower, and refined modern finishes. The lower level provides flexible living space ideal for an in-law suite, guest retreat, or extended living area, complete with an updated bath and direct access to the pool and outdoor entertaining spaces. The total heated living area of 2,672 square feet includes this finished lower level. Outdoors, the property transforms into a private waterfront retreat with a resurfaced screened-in pool, expansive brick pavers, new landscaping, and a covered ductless seating area designed for year-round enjoyment. A private dock with an 8,000-lb boat lift and fish cleaning station completes the elevated coastal lifestyle. With an acceptable offer, the seller is willing to install an exterior lift from the first floor to the second floor, adding convenience and accessibility. Additional improvements include a new hot water tank. Ideally located near Crystal River’s renowned springs, boating, and natural attractions, this residence offers a lifestyle defined by tranquility and refined waterfront living. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.

The essentials

Built
1992
Price / sqft
$596
On market
301 days
Annual tax
$13,106
Flood zone
AE
Lot
9,197 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Waterfront
Canal - Brackish
Private pool
Heated
2 car garage
9,197 sqft lot
Lot size

Payment

Est. monthly payment
$6,922/mo
Down payment (20%)
$204,000
Property taxes
$1,092/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
9,197 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Canal - Brackish
Days on Market
301
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Citrus Springs Elementar
Middle
Citrus Springs Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$13,106
Parcel #
17E-18S-17-002A-00130-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Woodland Estates Unit 02a
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
9,197 sqft
Cleared

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #W7881401
$1,020,000-5.1%
$596/sqft
-
Price change
Source: Stellar MLS #W7881401
$1,075,000-10.4%
$628/sqft
12/12/2025
Listed for sale
Source: Stellar MLS #W7881401
$1,199,999
$701/sqft

Neighborhood

1821 NW 20th Ave
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $1,020,000
$960,000 – $1.02M
94.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 34428 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 301 after a $179,999 cut.

Sample: 65 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,922/mo
Principal & interest$5,320
Property taxes$1,092
Insurance$510
Down payment20% · $204,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,020,000

$596 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,712 sq ft

Time on market

301 days

Year built

1992

Monthly payment

About $6,922/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,106 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER WEAVER GROUP REALTYListing agent: Thomas DishmanListing data from Stellar MLS, MLS# W7881401.

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