3304 SW 38th St, photo 1
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Overview

3 bd2 ba1,655 sqft2 car garageVilla
TypeVilla
HOA$144/mo
Built2005
Lot3,293 sqft
Living area1,655 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

3304 SW 38th St is a 2005-built home in Villas At Paddock Park, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,655 square feet of living space. Listed at $289,900 (about $175/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $144 monthly.

From the listing

This beautiful villa is the epitome of Move-In-Ready. You must see it to appreciate this gorgeous property that is in a gated community and conveniently located. The beautiful kitchen opens to a spacious living and dining area making for an inviting open floor plan. Also, a sun room that leads to a private deck with an automatic awning. So much enjoyable living space in this 3 bedroom/2 bathroom home. This home could be sold furnished. Definitely a "must see".

The essentials

Built
2005
Price / sqft
$175
On market
140 days
Annual tax
$3,725
HOA
$144/mo
Flood zone
X · Low risk
Lot
3,293 sqft
Type
Villa

At a glance

Villa
Built 2005
2 car garage
Driveway
3,293 sqft lot
Lot size
1,655 sqft
Living area

Payment

Est. monthly payment
$2,111/mo
Down payment (20%)
$57,980
Property taxes
$310/mo
HOA
$144/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2005
Lot
3,293 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
140
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Awning(s)
Lighting
Private Yard
Gated Community - No Guard
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Washer
Elementary
Saddlewood Elementary School
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,725
Parcel #
23772-008-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villas At Paddock Park
County
Marion
MLS Area
34474 - Ocala
Lot Size
3,293 sqft
Cul-De-SacCity LimitsLandscapedPavedPrivate
HOA
$144/mo
Vicky Bryant Morriston

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #OM725581
$289,900-3.3%
$175/sqft
-
Price change
Source: Stellar MLS #OM725581
$299,900-6.0%
$181/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #OM725581
$319,000
$193/sqft

Neighborhood

3304 SW 38th St
Ocala, FL, 34474 · 34474 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $289,900
$287,500 – $289,900
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 14 townhouse or villa closings in 34474 landed at this number or higher (57%). The median one sat 35 days before it went under contract, and this one is on day 140 after a $29,100 cut.

Sample: 14 closed townhouse or villa sales in 34474 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,111/mo
Principal & interest$1,512
Property taxes$310
Insurance$145
HOA$144
Down payment20% · $57,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,900

$175 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,655 sq ft

Time on market

140 days

Year built

2005

Monthly payment

About $2,111/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,725 annual tax bill, insurance, and the $144/mo HOA fee.

HOA fee

$144/mo

Managed by Vicky Bryant Morriston.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byROBERTS REAL ESTATE INCListing agent: Carolyn RobertsListing data from Stellar MLS, MLS# OM725581.

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