10839 SW 87th Ter, photo 1
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Overview

3 bd2 ba1,532 sqft1 car garageSingle Family
TypeSingle Family
HOA$146/mo
Built1986
Lot6,534 sqft
Living area1,532 sqft
Price / sqft$121
Garage1 car

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About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)

10839 SW 87th Ter is a 1986-built home in Oak Run Nbrhd 02, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,532 square feet of living space. Listed at $185,000 (about $121/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $146 monthly.

From the listing

Just Reduced! Welcome to this beautifully updated Palm model home, ideally situated on a desirable corner lot in Oak Run Country Club. This exceptional residence features 3 bedrooms, 2 bathrooms, and an impressive array of upgrades throughout & partially furnished. A charming front porch creates a warm welcome as you enter the home. Inside, you'll immediately notice the stunning updates, including new tile flooring throughout the entire home. The spacious living room flows seamlessly into the dining area, highlighted by a large picture window that fills the space with natural light. The beautifully remodeled kitchen is a true standout, offering granite countertops, newer appliances, an attractive backsplash, and a large pantry for ample storage. Designed with a desirable split-bedroom floor plan, the guest bedrooms are located on one side of the home. The rear guest bedroom is especially spacious, measuring 16' x 13', and features a walk-in closet. The tranquil primary suite overlooks the backyard through a large window and offers generous space, a walk-in closet, and a private en-suite bathroom. The Florida room provides additional year-round living space with heating and air conditioning via a plug-in unit. Enjoy peaceful backyard views and added privacy with no rear neighbors. It's the perfect spot to savor your morning coffee while watching the birds or unwind with a glass of wine in the evening. This truly one-of-a-kind home offers the ideal setting to enjoy retirement while taking advantage of all the outstanding amenities Oak Run. Oak Run Country Club Amenities: Enjoy resort-style living every day with an incredible array of community features, including: 6 sparkling swimming pools for relaxation, lap swimming, and water exercise 5 soothing spas offering therapeutic benefits and peaceful retreat spaces 2 fully equipped fitness centers to support your health and wellness goals Pickleball courts, tennis courts, shuffleboard, and horseshoe pits for active fun and friendly competition Card room for bridge, poker, canasta, and more Ceramic studio for creative and artistic pursuits Billiard room with well-maintained tables for casual play or tournaments Thatcher Dog Park—an off-leash area where your dog can run, play, and socialize Driving range and a challenging 18-hole golf course for golf lovers This corner-lot home in Oak Run offers an exceptional combination of comfort, convenience, and lifestyle. Enjoy 55+ living with endless options for recreation and socializing.

The essentials

Built
1986
Price / sqft
$121
On market
127 days
Annual tax
$1,234
HOA
$146/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Community pool
Fitness center too
1 car garage
Driveway
6,534 sqft lot
Lot size
1,532 sqft
Living area

Payment

Est. monthly payment
$1,306/mo
Down payment (20%)
$37,000
Property taxes
$103/mo
HOA
$146/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
6,534 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
127
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Private Yard
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Handicap Modified
Park
Pool
Racquetball
Restaurant
Tennis Court(s)
Wheelchair Access
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,234
Parcel #
7002-002-020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Run Nbrhd 02
County
Marion
MLS Area
34481 - Ocala
Lot Size
6,534 sqft
Corner Lot
HOA
$146/mo
Tanya Stapleton

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #OM725801
$185,000-2.6%
$121/sqft
-
Price change
Source: Stellar MLS #OM725801
$190,000-22.4%
$124/sqft
6/5/2026
Listed for sale
Source: Stellar MLS #OM725801
$245,000
$160/sqft

Neighborhood

10839 SW 87th Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $185,000
$180,000 – $185,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 127 after a $60,000 cut.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,306/mo
Principal & interest$965
Property taxes$103
Insurance$93
HOA$146
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

$121 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,532 sq ft

Time on market

127 days

Year built

1986

Monthly payment

About $1,306/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,234 annual tax bill, insurance, and the $146/mo HOA fee.

HOA fee

$146/mo

Managed by Tanya Stapleton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCROWN & GLORY REALTY INCListing agent: Bobbie Jo ClarkListing data from Stellar MLS, MLS# OM725801.

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