Overview
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About this home
11173 SW 75th Ter is a 1991-built home in Palm Cay Un 02, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,038 square feet of living space. Listed at $199,900 (about $193/sqft), 135 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $97.06 monthly.
MOVE IN READY HOME This beautifully maintained home offers peace of mind with a new roof installed in 2025, a 2023 HVAC system, and updated flooring throughout. The interior features a bright and inviting layout designed for comfortable Florida living, with spacious living areas perfect for everyday enjoyment and entertaining guests. Palm Cay is one of Ocala's most established active-adult communities, offering residents a vibrant lifestyle with gated security, The clubhouse, swimming pool and spa, fitness facilities, tennis and pickleball courts, shuffleboard, walking trails, RV storage, and a full calendar of social activities and clubs. The community is conveniently located just minutes from shopping, dining, medical facilities, and the Highway 200 corridor
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$199,900
$193 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,038 sq ft
Time on market
135 days
Year built
1991
Monthly payment
About $1,424/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,212 annual tax bill, insurance, and the $97.06/mo HOA fee.
HOA fee
$97.06/mo
Managed by Heritage Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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