Overview
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About this home
MLS #OM727323 is a 1990-built home in On Top Of The World - Central, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,541 square feet of living space. Listed at $169,900 (about $110/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.96 monthly.
Charming Updated 2BR/2BA Condo in 55+ On Top of the World! Welcome to this beautifully maintained 2-bedroom, 2-bath villa located in the highly desirable 55+ On Top of the World community. This inviting home blends comfort, thoughtful updates, and easy living in one of Ocala’s most popular active adult neighborhoods. Inside, you’ll find a bright and spacious floor plan filled with natural light and enhanced by solar lighting accents. Major system updates provide peace of mind, including recently replaced A/C unit (2026) for year-round comfort and an energy-efficient water heater (2022). The kitchen and living areas are well kept and designed for both everyday living and entertaining. Enjoy relaxing mornings or peaceful evenings in the enclosed back porch, upgraded with newer windows in 2024 and tinting—an ideal spot to unwind and take in the surroundings. Additional highlights include a community maintained roof and year old $4k Culligan water softener and private fenced dog yard with gate. Living in On Top of the World means access to exceptional amenities: multiple golf courses, dog parks, fitness centers, swimming pools, tennis and pickleball courts, and miles of scenic walking and biking trails. Conveniently located in Ocala, you’re just minutes from shopping, dining, healthcare, and everything you need for a fun, active and comfortable lifestyle. Don’t miss this opportunity—schedule your private showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$169,900
$110 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,541 sq ft
Time on market
109 days
Year built
1990
Monthly payment
About $1,573/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,300 annual tax bill, insurance, and the $493.96/mo HOA fee.
HOA fee
$493.96/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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