1870 SE 38th St, photo 1
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Overview

3 bd2 ba1,692 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot10,890 sqft
Living area1,692 sqft
Price / sqft$135
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorSplit BedroomThermostatPrivate MailboxPrivate YardDishwasherDryer

1870 SE 38th St is a 1979-built home in Citrus Park, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,692 square feet of living space. Listed at $229,000 (about $135/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome home to this beautifully maintained SE Ocala gem! Nestled on a spacious lot in an established neighborhood, this home offers the perfect blend of comfort, charm, and peace of mind with major updates already completed for you. Enjoy new windows installed in 2025, a roof replaced in 2018, and a new water heater in 2024—giving buyers confidence for years to come. Step inside to find inviting living spaces filled with natural light, a functional layout perfect for everyday living, and plenty of room to relax or entertain. Whether you're enjoying a quiet evening at home or hosting family and friends, this property offers the flexibility and comfort you've been searching for. Conveniently located close to shopping, dining, medical facilities, and everything Ocala has to offer, this move-in-ready home combines a desirable location with valuable updates that make homeownership easy. If you're looking for a property that's been cared for and thoughtfully improved, this one deserves a spot at the top of your list!

The essentials

Built
1979
Price / sqft
$135
On market
108 days
Annual tax
$4,139
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
2 car garage
0.25 acres
Lot size
1,692 sqft
Living area

Payment

Est. monthly payment
$1,653/mo
Down payment (20%)
$45,800
Property taxes
$345/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
108
Ceiling Fans(s)
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Private Mailbox
Private Yard
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
South Ocala Elementary School
Middle
Osceola Middle School
High
Forest High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,139
Parcel #
3120-002-007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Citrus Park
County
Marion
MLS Area
34480 - Ocala
Lot Size
10,890 sqft

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #OM727262
$229,000-4.2%
$135/sqft
-
Price change
Source: Stellar MLS #OM727262
$239,000-2.4%
$141/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #OM727262
$245,000
$145/sqft

Neighborhood

1870 SE 38th St
Ocala, FL, 34480 · 34480 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $229,000
$227,500 – $229,000
99.3% – 100% of listTops out right at the list price
80% of listList price
92 of the last 182 home closings in 34480 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 108 after a $16,000 cut.

Sample: 182 closed home sales in 34480 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,654/mo
Principal & interest$1,194
Property taxes$345
Insurance$115
Down payment20% · $45,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,000

$135 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,692 sq ft

Time on market

108 days

Year built

1979

Monthly payment

About $1,653/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,139 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAGNOLIA HOMES AND LAND LLCListing agent: Maria EspositoListing data from Stellar MLS, MLS# OM727262.

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