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About this home
9670 SW 190th Terrace Rd is a 1992-built home in Rainbow Springs Property Owners Association, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,888 square feet of living space. Listed at $374,000 (about $198/sqft), 76 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.
Walk into this house and immediately feel that you are home. The high ceilings make the home feel expansive and gives extra options for decorating to your personal style. Upon entering the home, your formal living room and dining room take center stage. The kitchen is centrally located and large with so many cabinets you will have room for all your gadgets. The view from the kitchen and family room out the back of the home is amazing with established landscaping and the beautifully displayed pool and lanai. The natural light from the skylights brings the outside inside. The split plan has the primary bedroom with ensuite located off the formal living space with access to the lanai. The dual sinks with separation, the garden tub and separate shower are also bathed in natural light. The guest area is located off the family room side of the home with the second bathroom. The lot is nicely landscaped with room to add your favorite Florida flora. Maintenance to the home has been outstanding: Roof replaced in 2017, HVAC (2 stage, high efficiency heat pump) replaced in 12/2023, pool enclosure was replaced in 9/2010 (damaged in storm), Frig, stove and microwave replaced in 2024, Washer and dryer replaced in 2023/2024, pool pump replaced in 2026, attic insulation added in 2026, windows inspected with four replaced in 5/2026 and driveway replaced in 2019. Only basic cosmetics to meet your decorating style is needed. All this with community access to the Rainbow River at the member only River Park for a low annual assessment of $250. Yes, you read that correctly - annual. The community pool, tennis/pickleball courts, horseshoes, bocce ball courts, disk golf course, billiards room, exercise room and so much more are included in the annual assessment also. Rainbow Springs is a highly desirable community in north central Florida with easy access to the Gulf, the World Equestrian Center and so much more.
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$374,000
$198 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,888 sq ft
Time on market
93 days
Year built
1992
Monthly payment
About $2,322/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,954 annual tax bill, insurance, and the $250/yr HOA fee.
HOA fee
$250/yr
Managed by Kimberly Kreig.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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