20190 SW 54th St, photo 1
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Overview

4 bd4 ba2,705 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1984
Lot120,226 sqft
Living area2,705 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

L DiningBalconyPrivate MailboxStorageDishwasherMicrowaveRangeRefrigerator

20190 SW 54th St is a 1984-built home in Rainbow Acres Un 01, Dunnellon. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,705 square feet of living space. Listed at $499,000 (about $184/sqft), 538 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your dream retreat! This beautifully renovated 3-bedroom, 2-bath home sits on a sprawling 2.76-acre lot, offering the perfect combination of space, comfort, and tranquility. With a completely open floor plan, the home boasts a spacious kitchen, new flooring, fresh paint, and updated bathrooms – all designed to create a modern, welcoming atmosphere. This property also features an attached 1 bedroom, 1 bathroom apartment/mother-in-law suite with its own private entrance, brand-new kitchen, and a charming private balcony perfect for relaxing in the serene surroundings. Outdoors, you'll find multiple storage sheds, including one with a half bath, providing plenty of space for all your tools, equipment, and hobbies. The enormous detached workshop with roll-up doors is perfect for any project, whether you're a DIY enthusiast or need room for your business. For RV owners, there's covered parking to keep your vehicle safe and protected from the elements. Plus, energy efficiency is top of mind with solar panels that reduce your carbon footprint while saving on energy bills. This property offers ultimate privacy and seclusion, yet it's still close enough to enjoy nearby amenities. Whether you're looking for a peaceful retreat or a place to entertain family and friends, this home has it all! Don’t miss out on this rare opportunity – schedule a showing today and make this private paradise your own!!

The essentials

Built
1984
Price / sqft
$184
On market
555 days
Annual tax
$6,543
Flood zone
X · Low risk
Lot
120,226 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
2 car garage
Bath In Garage
2.76 acres
Lot size
2,705 sqft
Living area

Payment

Est. monthly payment
$3,397/mo
Down payment (20%)
$99,800
Property taxes
$545/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
120,226 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Heat Pump
Parking
Bath In Garage, RV Access/Parking, Workshop in Garage
Days on Market
555
L Dining
Balcony
Private Mailbox
Storage
Dishwasher
Microwave
Range
Refrigerator
Elementary
Romeo Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$6,543
Parcel #
1751-006-004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Acres Un 01
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
120,226 sqft

Price history

Date
Event
Price
3/5/2026
Price change
Source: Stellar MLS #OM698578
$499,000-4.8%
$184/sqft
-
Price change
Source: Stellar MLS #OM698578
$524,000-19.3%
$194/sqft
4/2/2025
Listed for sale
Source: Stellar MLS #OM698578
$649,000
$240/sqft

Neighborhood

20190 SW 54th St
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$485,000 – $499,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 555 after a $150,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,397/mo
Principal & interest$2,602
Property taxes$545
Insurance$250
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$184 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,705 sq ft

Time on market

555 days

Year built

1984

Monthly payment

About $3,397/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,543 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL REALTY SOLD GUARANTEEListing agent: Scott ColdwellListing data from Stellar MLS, MLS# OM698578.

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