20906 River Dr, photo 1
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Overview

4 bd4 ba2,887 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1948
Lot13,939 sqft
Living area2,887 sqft
Price / sqft$248
Garage1 car

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About this home

Ceiling Fans(s)DishwasherDryerMicrowaveRangeRefrigeratorWasher

20906 River Dr is a 1948-built home in Dunnellon, Dunnellon. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,887 square feet of living space. Listed at $715,900 (about $248/sqft), 108 days on market. Flood zone X,AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Experience Withlacoochee River waterfront living at its best only 5 min boat ride to the mouth of the Rainbow River with this unique 4 bedroom, 3.5 bathroom home offering 2,887 sq ft under air, deep water access, and an incredible location less than one mile from the public boat ramp in the heart of downtown Dunnellon. Perfectly positioned within the no-wake zone, this property lets you slow down and enjoy the peaceful side of river life, whether you are launching kayaks from your private dock, relaxing on the rooftop deck above the covered boathouse, or taking a short kayak or boat ride up the river to two separate waterfront restaurants. The Rainbow River is known for its crystal-clear water, abundant wildlife, and beautiful natural scenery, creating the perfect setting for everyday relaxation, weekend getaways, or short-term rental guests. Inside, the home is full of character with wood and tile flooring throughout most of the home, carpet only in the living room, an updated kitchen with granite countertops and hardwood cabinetry, a dining area with wood plank ceilings, a small bar area off the living room, and a bright upstairs living space with scenic river views. Just outside the living room, the second-floor balcony with paneled ceilings offers another peaceful place to unwind and take in the waterfront views. Three bedrooms are located on the main floor, while the spacious primary suite and bonus room are downstairs, with the primary bedroom and bathroom offering direct access outside toward the dock area. Additional features include a metal roof, newer AC units, private dock, covered boathouse, rooftop deck, and a location close to shopping, dining, and area amenities. Currently used as a vacation home and short-term rental, this property offers the rare combination of waterfront lifestyle, character, convenience, and income potential, with rental income available to be verified for serious buyers.

The essentials

Built
1948
Price / sqft
$248
On market
108 days
Annual tax
$8,229
Flood zone
X,AE · Low risk
Lot
13,939 sqft
Type
Single Family Residence

At a glance

Single family
Built 1948
Waterfront
River Front
1 car garage
0.32 acres
Lot size
2,887 sqft
Living area

Payment

Est. monthly payment
$4,778/mo
Down payment (20%)
$143,180
Property taxes
$686/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1948
Lot
13,939 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Waterfront
River Front
Days on Market
108
Ceiling Fans(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X,AE
Annual Tax (2024)
$8,229
Parcel #
3380-0447-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Dunnellon
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
13,939 sqft

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #OM727331
$715,900-5.0%
$248/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #OM727331
$753,500
$261/sqft

Neighborhood

20906 River Dr
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $715,900
$695,000 – $715,900
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 251 home closings in 34431 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 108 after a $37,600 cut.

Sample: 251 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,777/mo
Principal & interest$3,734
Property taxes$686
Insurance$358
Down payment20% · $143,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$715,900

$248 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,887 sq ft

Time on market

108 days

Year built

1948

Monthly payment

About $4,778/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,229 annual tax bill, insurance.

Flood zone

Zone X,AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTYListing agent: Randy BarnesListing data from Stellar MLS, MLS# OM727331.

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