7820 SW 46th CT, photo 1
Active
1 / 19

Overview

4 bd2 ba1,560 sqft1 car garageSingle Family
TypeSingle Family
HOA$51/mo
Built2026
Lot4,400 sqft
Living area1,560 sqft
Price / sqft$168
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DERBY CREEK
Type
Single Family Residence

True monthly carry

HOA
~$51/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanDishwasherMicrowaveRange

7820 SW 46th CT is a 2026-built home in Derby Creek, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,560 square feet of living space. Listed at $261,990 (about $168/sqft), 101 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $51 monthly.

From the listing

Virtually Staged. Under Construction. The Cameron floorplan is a beautifully designed single-story home that blends modern style with everyday functionality. This home offers comfort, efficiency, and versatility for today's lifestyles, featuring 4 bedrooms, 2 bathrooms, and 1,560 square feet of living space. As you step inside, you're welcomed by 3 bedrooms sharing a full bathroom with quartz countertops. The kitchen flows into the dining and living areas overlooking the outdoor patio. This open-concept living space is deal for both family time and entertaining. The kitchen showcases sleek quartz countertops, a large center island, and stainless-steel appliances. The Owner's Suite is placed in the rear of the home for added privacy and features a walk-in closet and ensuite bathroom with a double vanity sink and quartz countertops. With its modern finishes, thoughtful layout, and stylish touches throughout, the Cameron is the perfect place to call home. The Cameron is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subjext to change and prior sale at any time without notice or obligation. CRC057592.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2026
Price / sqft
$168
On market
101 days
Annual tax
$0
HOA
$51/mo
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
4,400 sqft lot
Lot size
1,560 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,886/mo
Down payment (20%)
$52,398
Property taxes
$0/mo
HOA
$51/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,400 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
101
Open Floorplan
Dishwasher
Microwave
Range
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$0
Parcel #
35521-01-057

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Derby Creek
County
Marion
MLS Area
34476 - Ocala
Lot Size
4,400 sqft
HOA
$51/mo
Access Management

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM727811
$261,990-0.4%
$168/sqft
-
Price change
Source: Stellar MLS #OM727811
$262,990-2.6%
$169/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #OM727811
$269,965
$173/sqft

Neighborhood

7820 SW 46th CT
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $261,990
$260,000 – $261,990
99.2% – 100% of listTops out right at the list price
80% of listList price
237 of the last 473 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 101 after a $7,975 cut.

Sample: 473 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,887/mo
Principal & interest$1,366
Property taxes$338
Insurance$131
HOA$51
Down payment20% · $52,398
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$261,990

$168 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,560 sq ft

Time on market

101 days

Year built

2026

Monthly payment

About $1,886/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $51/mo HOA fee.

HOA fee

$51/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF WEST CENTRAL FLORIDAListing agent: Jessica CruzListing data from Stellar MLS, MLS# OM727811.

Keep exploring Florida

Pick up where you left off, or see what else is out there.