

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- DERBY CREEK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$51/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
7820 SW 46th CT is a 2026-built home in Derby Creek, Ocala. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,560 square feet of living space. Listed at $261,990 (about $168/sqft), 101 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $51 monthly.
Virtually Staged. Under Construction. The Cameron floorplan is a beautifully designed single-story home that blends modern style with everyday functionality. This home offers comfort, efficiency, and versatility for today's lifestyles, featuring 4 bedrooms, 2 bathrooms, and 1,560 square feet of living space. As you step inside, you're welcomed by 3 bedrooms sharing a full bathroom with quartz countertops. The kitchen flows into the dining and living areas overlooking the outdoor patio. This open-concept living space is deal for both family time and entertaining. The kitchen showcases sleek quartz countertops, a large center island, and stainless-steel appliances. The Owner's Suite is placed in the rear of the home for added privacy and features a walk-in closet and ensuite bathroom with a double vanity sink and quartz countertops. With its modern finishes, thoughtful layout, and stylish touches throughout, the Cameron is the perfect place to call home. The Cameron is complete with a state-of-the-art smart home system that keeps you connected to your home at all times. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subjext to change and prior sale at any time without notice or obligation. CRC057592.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$261,990
$168 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,560 sq ft
Time on market
101 days
Year built
2026
Monthly payment
About $1,886/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $51/mo HOA fee.
HOA fee
$51/mo
Managed by Access Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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