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Overview

2 bd3 ba1,810 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2008
Lot26,136 sqft
Living area1,810 sqft
Price / sqft$881
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersVaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsBalcony

9275 SW 186th Ter is a 2008-built home in K P, Dunnellon. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,810 square feet of living space. Listed at $1,595,000 (about $881/sqft), 71 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to one of the Rainbow River’s most desired locations, just north of KP Hole Park, where the water settles into that unmistakable turquoise the river was named for. Across the bank, preserved in perpetuity, protected state park land rises in a skyline of cypress, mirrored on the water’s surface — a view of beauty you’ll never tire of looking at. Full of love and appreciation for its beauty, this 2/2.5/2 gated riverfront home has been thoughtfully updated, adding a rare touch of luxury and ease to life along the Rainbow River. Move-in ready and gorgeously renovated, this is the kind of place where you truly don’t have to lift a finger — settle in. Inside, the kitchen has granite countertops and upgraded appliances, opening to a bar view overlooking a beautiful view of the Rainbow River. Two spacious bedrooms, with a gorgeous recently remodeled primary bathroom, and a sleeping loft — with its own river view — bring an unexpected romantic twist, begging to become someone’s favorite reading nook or private hideaway. The fireplace adds that extra layer of warmth, drawing you closer as you unwind after a day of playing on the river. But the back porch may be where you end up living most of the year. And in all reality, coffee just tastes different here — sip slowly and watch the morning mist rise off the water as the river drifts by in its own unhurried time. With a new roof in 2024 and new HVAC arriving in the coming weeks, the big-ticket items are already taken care of — so all that’s left to do is relax and enjoy life. Best of all, step outside to your dock and quietly slip into your private swimming area - 72-degree spring water, cool and clear even on the warmest Florida afternoon. Watch Great Blue Herons stand motionless in hunting position along the shoreline, Ospreys wheeling overhead before folding into a dive, and turtles working their funny, almost yoga-like contortions as they perch on nearby logs. If you’re lucky, a few otters might slip past, playing in the shallows. Some homes give you a view. This one gives you a relationship — with the water, with the wildlife, with a stretch of river so protected and so pristine that its beauty is written into law as much as it is into the landscape. Here, morning comes with company you didn’t have to invite.

The essentials

Built
2008
Price / sqft
$881
On market
93 days
Annual tax
$6,816
Flood zone
X500* · Low risk
Lot
26,136 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Waterfront
River Front
2 car garage
Oversized
0.60 acres
Lot size
1,810 sqft
Living area

Payment

Est. monthly payment
$9,684/mo
Down payment (20%)
$319,000
Property taxes
$568/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
26,136 sqft
Cooling
Central Air
Heating
Central
Parking
Oversized
Waterfront
River Front
Days on Market
93
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Rain Gutters
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$6,816
Parcel #
34683-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
K P
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
26,136 sqft
Oversized Lot

Price history

Date
Event
Price
7/8/2026
Listed for sale
Source: Stellar MLS #OM728150
$1,595,000
$881/sqft

Neighborhood

9275 SW 186th Ter
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $1,595,000
$1.58M – $1.59M
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 93.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,684/mo
Principal & interest$8,319
Property taxes$568
Insurance$798
Down payment20% · $319,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,595,000

$881 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,810 sq ft

Time on market

93 days

Year built

2008

Monthly payment

About $9,684/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,816 annual tax bill, insurance.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Julie BeckListing data from Stellar MLS, MLS# OM728150.

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