12902 SW 138th Loop, photo 1
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Overview

3 bd3 ba2,759 sqft2 car garageSingle Family
TypeSingle Family
HOA$3,900/yr
Built2024
Lot54,450 sqft
Living area2,759 sqft
Price / sqft$525
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Attic VentilatorBuilt-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

12902 SW 138th Loop is a 2024-built home in Bel Lago West Hamlet, Dunnellon. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,759 square feet of living space. Listed at $1,449,000 (about $525/sqft), 124 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $3,900 annually.

From the listing

PRICE IMPROVEMENT!! Welcome to Bel Lago, one of Marion County Florida’s best kept secrets! Offered for your consideration is a thoughtfully crafted custom 3-2-1 home. Situated lakefront on 1.25 acres and backing up to the Halpata Taskanaki Preserve, part of the Florida Greenway and approximately 8,000 acres offering unmatched privacy and peaceful surroundings. This home built in 2024, is practically brand new, designed with both luxury and efficiency in mind, the home showcases quality and comfort. The open concept layout is complimented by features such as custom electric shades, whole house water filtration, 2 tankless water heaters, security system, reverse osmosis filter in kitchen, linear fireplace and porcelain tile throughout, and so much more . Stepping through the glass doors the home also features custom fence around the salt water pool with a view overlooking the stocked lake, enjoy hours of peaceful enjoyment and relaxation. Additional feature is an oversized garage, connected by a breezeway you will find a staircase leading above the garage to an unfinished area just waiting to be a man cave, game room, or whatever finishing touch you may have in mind. Bel Lago is located just minutes from shopping, hospitals and dining as well as 20 minutes to the World Equestrian Center, & 1.5 hrs to Orlando . Bel Lago is more than just a community, known for its extensive multi use trail system, and abundance of wildlife, and close proximity to Ocala, Bel Lago makes living here what you deserve and many desire. Come see for yourself and prepare to be amazed.

The essentials

Built
2024
Price / sqft
$525
On market
170 days
Annual tax
$15,523
HOA
$3,900/yr
Flood zone
X · Low risk
Lot
54,450 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Pond
Private pool
Heated
2 car garage
Garage Door Opener
1.25 acres
Lot size

Payment

Est. monthly payment
$9,900/mo
Down payment (20%)
$289,800
Property taxes
$1,294/mo
HOA
$3,900/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
54,450 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Side, Oversized
Pool
Heated, In Ground, Lighting, Other, Salt Water
Waterfront
Pond
Days on Market
170
Attic Ventilator
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Tankless Water Heater
Washer
Water Filtration System
Water Softener
Flood Zone x
Annual Tax (2025)
$15,523
Parcel #
40849-121-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bel Lago West Hamlet
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
54,450 sqft
In CountyLandscapedOversized LotPrivatePaved
HOA
$3,900/yr
Bosshardt Property Management

Price history

Date
Event
Price
7/8/2026
Price change
Source: Stellar MLS #OM723375
$1,449,000-2.4%
$525/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #OM723375
$1,485,000
$538/sqft

Neighborhood

12902 SW 138th Loop
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $1,449,000
$1.43M – $1.45M
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 170 after a $36,000 cut.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,900/mo
Principal & interest$7,557
Property taxes$1,294
Insurance$725
HOA$325
Down payment20% · $289,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,449,000

$525 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,759 sq ft

Time on market

170 days

Year built

2024

Monthly payment

About $9,900/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,523 annual tax bill, insurance, and the $3,900/yr HOA fee.

HOA fee

$3,900/yr

Managed by Bosshardt Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHORSE CAPITAL HOMES AND FARMSListing agent: Pamela AllenListing data from Stellar MLS, MLS# OM723375.

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