10377 SW 186 Ave, photo 1
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Overview

3 bd3 ba2,146 sqftSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot94,960 sqft
Living area2,146 sqft
Price / sqft$606

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About this home

Kitchen/Family Room ComboSolid Wood CabinetsTray Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main Floor

10377 SW 186 Ave is a 2023-built home in Fisks, Dunnellon. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,146 square feet of living space. Listed at $1,299,999 (about $606/sqft), 6 days on market. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Enjoy riverfront living in this 2023 concrete-block home built by Community Builders, situated on 2.18 partially fenced acres with approximately 105+/- feet of frontage on the Rainbow River. Featuring 3 bedrooms, 2½ baths, and two primary suites, this home combines an open floor plan with a split-bedroom layout for comfort and privacy. Tray ceilings accent all three bedrooms, while luxury vinyl plank flooring flows throughout the main living areas, complemented by carpet in the bedrooms and tile in the bathrooms. The kitchen features quartz countertops and dovetail drawers with soft-close functionality, opening to the living and dining spaces for easy entertaining. The main primary suite offers a sitting area, walk-in closet, wet shower, dual sinks, and a private door leading to the spacious, screen-enclosed lanai. The two additional bedrooms—including the second primary suite—are located on the opposite side of the home, providing a private retreat for family and guests. Outside, a covered 18X24 boathouse with a deck makes it easy to enjoy life on the water, while a storage shed provides space for outdoor essentials. Kayak, float, or fish right from your own property along the crystal-clear, spring-fed Rainbow River, with water temperatures of approximately 72 degrees year-round. Additional features include electric vehicle charging in the garage and a Generac generator. The home also includes a radiant barrier designed to reduce attic temperatures by up to 30 degrees, plus R-30 batt insulation over the living area. When it’s time to head into town, Dunnellon is approximately 10 minutes away for shopping, groceries, restaurants, and medical offices. Ocala is approximately 25 minutes away, offering additional dining, shopping, and several hospitals. With acreage, river frontage, newer construction, and a versatile two-suite layout, this property offers room to relax, entertain, and make the most of waterfront living.

The essentials

Built
2023
Price / sqft
$606
On market
6 days
Annual tax
$12,704
Flood zone
X, AE · Low risk
Lot
94,960 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
River Front
2.18 acres
Lot size
2,146 sqft
Living area

Payment

Est. monthly payment
$8,489/mo
Down payment (20%)
$260,000
Property taxes
$1,059/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
94,960 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Circular Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized, Parking Pad
Waterfront
River Front
Days on Market
6
Kitchen/Family Room Combo
Solid Wood Cabinets
Tray Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Carbon Monoxide Detector(s)
Lighting
Private Yard
Sidewalk
Storage
Washer
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Romeo Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X, AE
Annual Tax (2025)
$12,704
Parcel #
34718-001-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fisks
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
94,960 sqft
ClearedOversized LotRolling SlopePaved

Price history

Date
Event
Price
10/10/2026
Listed for sale
Source: Stellar MLS #OM733739
$1,299,999
$606/sqft

Neighborhood

10377 SW 186 Ave
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $1,299,999
$1.29M – $1.30M
98.9% – 100% of listTops out right at the list price
80% of listList price
165 of the last 329 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 6.

Sample: 329 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,489/mo
Principal & interest$6,780
Property taxes$1,059
Insurance$650
Down payment20% · $260,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,299,999

$606 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,146 sq ft

Time on market

6 days

Year built

2023

Monthly payment

About $8,489/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,704 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byRIVERS 2 RANCHES REAL ESTATEListing agent: Jennifer KovachListing data from Stellar MLS, MLS# OM733739.

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