742 SE 12th St, photo 1
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Overview

2 bd1 ba912 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1947
Lot6,098 sqft
Living area912 sqft
Price / sqft$345
Garage1 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatLightingPrivate MailboxRain Gutters

742 SE 12th St is a 1947-built home in Palmetto Park, Ocala. Inside you'll find 2 bedrooms, 1 bathrooms, and 912 square feet of living space. Listed at $314,900 (about $345/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this picture-perfect 2-bedroom, 1-bath home in the heart of Ocala's highly desirable Historic District and Golf Cart District! Just minutes from vibrant downtown Ocala, you'll enjoy the convenience of being less than five minutes from charming local boutiques, top-rated restaurants, cafés, shopping, hospitals, schools, parks, and entertainment. Whether you're taking a golf cart to dinner, enjoying the area's historic charm, or exploring the many community events downtown has to enjoy, this location is truly unmatched. From the moment you arrive, you'll appreciate the timeless character and inviting curb appeal that make homes in this neighborhood so sought after. A fenced front yard adds to the home's welcoming appeal, while the fully fenced backyard provides the perfect space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. Inside, you'll find a warm and welcoming floor plan filled with natural light, blending classic charm with tasteful modern updates. The beautifully renovated kitchen (2024) serves as the heart of the home, while recent major improvements—including a new roof (2024), HVAC system (2023), energy-efficient windows (2018), and professionally encapsulated crawl space (2025)—provide peace of mind and make this home truly move-in ready. Whether you're searching for your first home, a cozy place to downsize, a seasonal retreat, or an investment in one of Ocala's most established neighborhoods, this home checks all the boxes. Opportunities like this are rare in the Historic District—don't miss your chance to own a beautifully updated home in one of the most charming and walkable areas Ocala has to enjoy.

The essentials

Built
1947
Price / sqft
$345
On market
80 days
Annual tax
$1,687
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 1947
1 car garage
6,098 sqft lot
Lot size
912 sqft
Living area

Payment

Est. monthly payment
$1,940/mo
Down payment (20%)
$62,980
Property taxes
$141/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1947
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
80
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Eighth Street Elem. School
Middle
Osceola Middle School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,687
Parcel #
2908-005-001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palmetto Park
County
Marion
MLS Area
34471 - Ocala
Lot Size
6,098 sqft
ClearedCorner LotHistoric DistrictCity LimitsLevelSidewalkPaved

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #OM729052
$314,900-3.1%
$345/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #OM729052
$324,900
$356/sqft

Neighborhood

742 SE 12th St
Ocala, FL, 34471 · 34471 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $314,900
$312,500 – $314,900
99.1% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 34471 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 80 after a $10,000 cut.

Sample: 142 closed home sales in 34471 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,940/mo
Principal & interest$1,642
Property taxes$141
Insurance$157
Down payment20% · $62,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$314,900

$345 per sq ft

Beds and baths

2 beds, 1 baths

Size

912 sq ft

Time on market

80 days

Year built

1947

Monthly payment

About $1,940/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,687 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCENTRAL CITY REALTYListing agent: Madison CaputoListing data from Stellar MLS, MLS# OM729052.

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