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About this home
742 SE 12th St is a 1947-built home in Palmetto Park, Ocala. Inside you'll find 2 bedrooms, 1 bathrooms, and 912 square feet of living space. Listed at $314,900 (about $345/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to this picture-perfect 2-bedroom, 1-bath home in the heart of Ocala's highly desirable Historic District and Golf Cart District! Just minutes from vibrant downtown Ocala, you'll enjoy the convenience of being less than five minutes from charming local boutiques, top-rated restaurants, cafés, shopping, hospitals, schools, parks, and entertainment. Whether you're taking a golf cart to dinner, enjoying the area's historic charm, or exploring the many community events downtown has to enjoy, this location is truly unmatched. From the moment you arrive, you'll appreciate the timeless character and inviting curb appeal that make homes in this neighborhood so sought after. A fenced front yard adds to the home's welcoming appeal, while the fully fenced backyard provides the perfect space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. Inside, you'll find a warm and welcoming floor plan filled with natural light, blending classic charm with tasteful modern updates. The beautifully renovated kitchen (2024) serves as the heart of the home, while recent major improvements—including a new roof (2024), HVAC system (2023), energy-efficient windows (2018), and professionally encapsulated crawl space (2025)—provide peace of mind and make this home truly move-in ready. Whether you're searching for your first home, a cozy place to downsize, a seasonal retreat, or an investment in one of Ocala's most established neighborhoods, this home checks all the boxes. Opportunities like this are rare in the Historic District—don't miss your chance to own a beautifully updated home in one of the most charming and walkable areas Ocala has to enjoy.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$314,900
$345 per sq ft
Beds and baths
2 beds, 1 baths
Size
912 sq ft
Time on market
80 days
Year built
1947
Monthly payment
About $1,940/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,687 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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