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Overview

5 bd3 ba1,660 sqft2 car garageSingle Family
TypeSingle Family
HOA$35/mo
Built1998
Lot6,600 sqft
Living area1,660 sqft
Price / sqft$233
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboVaulted Ceiling(s)Walk-in Closet(s)DishwasherDisposalDryer

1048 Winding Water Way is a 1998-built home in Clear Creek Ph One Sub, Clermont. Inside you'll find 5 bedrooms, 3 bathrooms, and 1,660 square feet of living space. Listed at $386,000 (about $233/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $35 monthly.

From the listing

This Clear Creek Pool home is ready for your enjoyment. With 5 bedrooms, 2.5 baths, and these major updates: Roof (2020), Kitchen Cabinets and Countertops (2022), HVAC (2024), Dishwasher (2024), Microwave (2026), Washer and Dryer stay -- what are you waiting for! The Private Screened in Pool is perfect for relaxing / entertaining. With convenient access to shopping, dining and attractions, this is the perfect place to call home, use as an investment opportunity, or vacation getaway.

The essentials

Built
1998
Price / sqft
$233
On market
79 days
Annual tax
$4,470
HOA
$35/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
In Ground
2 car garage
6,600 sqft lot
Lot size
1,660 sqft
Living area

Payment

Est. monthly payment
$2,614/mo
Down payment (20%)
$77,200
Property taxes
$373/mo
HOA
$35/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
6,600 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
79
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Vaulted Ceiling(s)
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
High
East Ridge High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,470
Parcel #
25-24-26-0300-000-02800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Clear Creek Ph One Sub
County
Lake
MLS Area
34714 - Clermont
Lot Size
6,600 sqft
HOA
$35/mo
Lisa Thomas

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #OM729077
$386,000-1.0%
$233/sqft
-
Price change
Source: Stellar MLS #OM729077
$390,000-0.5%
$235/sqft
7/26/2026
Listed for sale
Source: Stellar MLS #OM729077
$392,000
$236/sqft

Neighborhood

1048 Winding Water Way
Clermont, FL, 34714 · 34714 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $386,000
$385,000 – $386,000
99.5% – 100% of listTops out right at the list price
80% of listList price
269 of the last 406 home closings in 34714 landed at this number or higher (66%). The median one sat 31 days before it went under contract, and this one is on day 79 after a $6,000 cut.

Sample: 406 closed home sales in 34714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,614/mo
Principal & interest$2,013
Property taxes$373
Insurance$193
HOA$35
Down payment20% · $77,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$386,000

$233 per sq ft

Beds and baths

5 beds, 3 baths

Size

1,660 sq ft

Time on market

79 days

Year built

1998

Monthly payment

About $2,614/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,470 annual tax bill, insurance, and the $35/mo HOA fee.

HOA fee

$35/mo

Managed by Lisa Thomas.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY INCListing agent: Judy MurphyListing data from Stellar MLS, MLS# OM729077.

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