2892 SW Harbor Hills Rd, photo 1
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Overview

3 bd2 ba1,394 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot43,124 sqft
Living area1,394 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RAINBOW LAKES ESTATE
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Stone CountersThermostatVaulted Ceiling(s)DishwasherElectric Water HeaterMicrowaveRange

2892 SW Harbor Hills Rd is a 2026-built home in Rainbow Lakes Estate, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,394 square feet of living space. Listed at $275,000 (about $197/sqft), 56 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Under Construction. Not all new construction is created equal—this one is packed with premium upgrades, standout style and INCLUDES A 210 - 10 YEAR WARRANTY! See the difference for yourself as you step into this PREMIUM UPGRADED MODEL, beautifully set on a .99 acre lot. Built with CONCRETE BLOCK construction and featuring vaulted ceilings, this home offers both long-lasting durability and elevated style. The open, split floor plan flows effortlessly with LVP flooring throughout (no carpet here), giving the home a clean, modern finish. The kitchen and bathrooms are equipped with granite countertops, white shaker-style soft-close cabinets, and STAINLESS-STEEL appliances. The primary suite includes a large walk-in closet and a beautifully tiled shower with a GLASS enclosure—no fiberglass or acrylic inserts here. The second bathroom offers a PORCELAIN TUB surrounded by DESIGNER TILE, creating a polished, upscale feel in every detail. With NO HOA and no deed restrictions, you’ll enjoy the freedom to truly make this property your own. Located just 15 minutes from downtown Dunnellon and 10 minutes from Rainbow Springs State Park, you’re close to kayaking, swimming, diving, and fishing. The nearby Rainbow Lakes Community Center features tennis courts, racquetball, basketball, a baseball field, and a playground. Tiger Lake with a public boat ramp is also just minutes away. This home blends premium upgrades, spacious land, and a prime location—making it a rare and exciting opportunity. Call today for more information and take the first step towards making this house your home!

The essentials

Built
2026
Price / sqft
$197
On market
77 days
Annual tax
$273
Flood zone
X · Low risk
Lot
43,124 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.99 acres
Lot size
1,394 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,594/mo
Down payment (20%)
$55,000
Property taxes
$23/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
43,124 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
77
Ceiling Fans(s)
Stone Counters
Thermostat
Vaulted Ceiling(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$273
Parcel #
1807-006-013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Lakes Estate
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
43,124 sqft

Price history

Date
Event
Price
7/24/2026
Listed for sale
Source: Stellar MLS #OM729114
$275,000
$197/sqft

Neighborhood

2892 SW Harbor Hills Rd
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $275,000
$267,500 – $275,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 251 home closings in 34431 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 77.

Sample: 251 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,594/mo
Principal & interest$1,434
Property taxes$23
Insurance$138
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$197 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,394 sq ft

Time on market

77 days

Year built

2026

Monthly payment

About $1,594/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $273 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAIN STREET REALTY & DEVELOPListing agent: Tiffani LoughlinListing data from Stellar MLS, MLS# OM729114.

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