Overview
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About this home
9685 SW 97th St is a 1999-built home in On Top World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,230 square feet of living space. Listed at $234,875 (about $191/sqft), 76 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $487.61 monthly.
This beautifully updated home features an updated kitchen complete with gleaming granite countertops, abundant counter space, and durable luxury vinyl flooring. Cooking and entertaining are an absolute breeze with efficient gas appliances. Step into the completely redone Florida room—outfitted with brand-new windows that add an incredible 202 sq ft of versatile living space filled with natural light. Outside, enjoy your private, fully fenced backyard oasis featuring a paver patio and lush, meticulous landscaping—perfect for relaxing or entertaining. Energy efficiency is a huge bonus here: the owners recently had extra blown-in insulation added to the attic via the electric utility program, keeping energy bills low year-round. Nestled in a premier gated community with unmatched amenities including golf courses, resort pools, fitness centers, and endless social clubs. Schedule your private tour today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$234,875
$191 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,230 sq ft
Time on market
76 days
Year built
1999
Monthly payment
About $2,037/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,480 annual tax bill, insurance, and the $487.61/mo HOA fee.
HOA fee
$487.61/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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