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Active
5
beds
2
baths
1,708
sqft
2
garage
Listed by DR HORTON REALTY OF WEST CENTRAL FLORIDA· Last updated · MLS# OM729534
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOMERSET BAY
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$8/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
Open FloorplanDishwasherMicrowaveRange
4596 Kona Cir is a 2026-built home in Somerset Bay, Spring Hill. Inside you'll find 5 bedrooms, 2 bathrooms, and 1,708 square feet of living space. Listed at $300,000 (about $176/sqft), 19 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.
From the listing
Under Construction. This single-story all concrete block constructed 5 bedroom, 2-bathroom home is a thoughtfully designed living space. With an open concept layout, this plan offers the perfect balance of functionality, comfort, and modern style. The kitchen is centrally located with quartz countertops, center island, walk-in pantry and stainless-steel appliances including a built-in dishwasher, range and microwave. The primary suite is at the rear of the home for added privacy and includes a spacious closet and ensuite bathroom. Four additional bedrooms share the second bathroom with a dedicated laundry room nearby. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subjext to change and prior sale at any time without notice or obligation. CRC057592.
The essentials
Built
2026
Price / sqft
$176
On market
25 days
Annual tax
$0
HOA
$100/yr
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
8,712 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
25
Open Floorplan
Dishwasher
Microwave
Range
Elementary
Explorer K-8
High
Frank W Springstead
Districts can re-zone, so verify directly with the district before relying on these.
In a CDD (Community Development District)Flood Zone x
Annual Tax (2025)
$0
Parcel #
R13 223 17 3555 0000 3270
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Somerset Bay
County
Hernando
MLS Area
34608 - Spring Hill/Brooksville
Lot Size
8,712 sqft
HOA
$100/yr
Rizzetta and Company
Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #OM729534
$300,000
$176/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #OM729534
$300,070
$176/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,323
Principal, interest, tax, insurance, HOA
- P&I$1,565
- Tax$450
- Insurance$300
- HOA$8
Loan Amount
$240,000
Down Payment %
20.0%
First Year Summary
Principal
$2,533
Interest
$16,242
Balance
$237,467
Total Interest
$323,263
Total Cost
$563,263
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