56440 Water Oak Rd, photo 1
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Overview

3 bd3 ba2,584 sqftSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot15,218 sqft
Living area2,584 sqft
Price / sqft$193

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Chair RailCrown MoldingKitchen/Family Room ComboSolid Surface CountersSolid Wood CabinetsSplit BedroomDishwasherMicrowave

56440 Water Oak Rd is a 1972-built home in Astor Forest Campsites, Astor. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,584 square feet of living space. Listed at $499,000 (about $193/sqft), 78 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to your own slice of Old Florida paradise! Nestled on the St. Johns River at the end of a protected canal, this renovated waterfront home offers an unbeatable location with direct access to Lake George, the area's crystal-clear springs, and endless boating and fishing adventures. Inside, you'll find brand-new luxury vinyl plank flooring and a stunning new kitchen featuring shaker cabinetry, granite countertops, stainless steel appliances, and exceptional storage. The spacious floor plan provides room for family and friends, while the double boathouse with garage doors offers convenient access for all your waterfront toys. A 245-foot aluminum seawall (2008) and metal roof add lasting value. With just a few finishing touches - including paint & landscaping remaining, this property presents an incredible opportunity to personalize a truly special riverfront retreat. Experience the waterfront lifestyle you've always imagined.

The essentials

Built
1972
Price / sqft
$193
On market
78 days
Annual tax
$5,529
Flood zone
AE
Lot
15,218 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Waterfront
Canal - Freshwater
0.35 acres
Lot size
2,584 sqft
Living area

Payment

Est. monthly payment
$3,312/mo
Down payment (20%)
$99,800
Property taxes
$461/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
15,218 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Freshwater, River Front
Days on Market
78
Chair Rail
Crown Molding
Kitchen/Family Room Combo
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$5,529
Parcel #
24-15-27-0100-089-00300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Astor Forest Campsites
County
Lake
MLS Area
32102 - Astor
Lot Size
15,218 sqft

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #OM729605
$499,000
$193/sqft

Neighborhood

56440 Water Oak Rd
Astor, FL, 32102 · 32102 - Astor

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$477,500 – $499,000
95.5% – 100% of listTops out right at the list price
80% of listList price
13 of the last 24 home closings in 32102 landed at this number or higher (54%). The median one sat 64 days before it went under contract, and this one is on day 78.

Sample: 24 closed home sales in 32102 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,313/mo
Principal & interest$2,602
Property taxes$461
Insurance$250
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$193 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,584 sq ft

Time on market

78 days

Year built

1972

Monthly payment

About $3,312/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,529 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Michelle JarvisListing data from Stellar MLS, MLS# OM729605.

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