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Overview

3 bd2 ba1,724 sqft2 car garageSingle Family
TypeSingle Family
HOA$215/mo
Built2005
Lot7,079 sqft
Living area1,724 sqft
Price / sqft$247
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Surface CountersSolid Wood Cabinets

1096 W Diamond Shore Loop is a 2005-built home in Woodview Vls III, Hernando. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,724 square feet of living space. Listed at $425,000 (about $247/sqft), 65 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $215 monthly.

From the listing

Welcome to resort-style living at its finest in one of Central Florida's most sought-after guard-gated golf communities. Nestled within Terra Vista in the heart of Citrus Hills, this beautifully upgraded 3-bedroom, 2-bath villa offers 1,724 square feet of thoughtfully designed living space with a private heated pool — all within a community packed with world-class amenities. From the moment you step inside, the quality of the upgrades sets this home apart. The living area and den feature rich engineered hardwood flooring, while the kitchen, nook, and laundry rooms are dressed in chiseled-edge travertine tile with an intricate design. Custom stained cabinetry with lower pull-out drawers anchors a kitchen also outfitted with newer stainless steel appliances — a chef's space that is both beautiful and functional. Comfort and peace of mind come standard here. A newer HVAC system (2018), blown-in TAP Pest Control insulation, and some newer windows and sliding doors reflect a home that has been carefully maintained and thoughtfully improved over the years. The electric pool heater extends your swim season well beyond what Florida's natural warmth already provides — and thanks to the fully paid-off solar panels, it runs at virtually no cost to you. Fresh landscaping adds exceptional curb appeal. This home's solar panels are owned outright — no lease to assume and no monthly solar payment. Just the benefit of dramatically reduced or eliminated electric bills, starting the moment you close. Powering your pool heater and your home simultaneously, the system delivers real, measurable savings every single month. Step outside and you'll discover one of this property's most underappreciated advantages — a utility lot situated behind the home that functions as a natural backyard extension. One of this property's most compelling features has nothing to do with the interior — it's what's beneath your feet and above the floodplain. Situated 128 feet above sea level, this home carries no flood insurance requirement — a meaningful financial advantage in Florida that buyers are increasingly prioritizing. High-quality block construction meets or exceeds current insurance standards, offering year-round peace of mind. Terra Vista is not just a neighborhood — it's a lifestyle. The community features a guard-gated entrance, clubhouse, fitness center, resort-style pool, racquetball courts, tennis courts, dog park, playground, sidewalks, golf cart access, and the acclaimed Skyview Golf Course right at your doorstep. A restaurant and social events round out a community calendar that keeps life full and connected. Perfectly positioned between Ocala and Crystal River, Terra Vista places you minutes from the Gulf Coast's famous natural springs, Three Sisters Springs, the Withlacoochee State Trail, and all the shopping and dining of the Citrus Hills corridor. Close

The essentials

Built
2005
Price / sqft
$247
On market
65 days
Annual tax
$4,434
HOA
$215/mo
Flood zone
X · Low risk
Lot
7,079 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Heated
2 car garage
7,079 sqft lot
Lot size
1,724 sqft
Living area

Payment

Est. monthly payment
$3,014/mo
Down payment (20%)
$85,000
Property taxes
$369/mo
HOA
$215/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
7,079 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump, Zoned
Parking
-
Pool
Heated, In Ground, Screen Enclosure
Days on Market
65
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Rain Gutters
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,434
Parcel #
18E-18S-25-0210-000B0-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Woodview Vls III
County
Citrus
MLS Area
34442 - Hernando
Lot Size
7,079 sqft
HOA
$215/mo
Parklane

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #OM730028
$425,000-3.1%
$247/sqft
8/8/2026
Listed for sale
Source: Stellar MLS #OM730028
$438,500
$254/sqft

Neighborhood

1096 W Diamond Shore Loop
Hernando, FL, 34442 · 34442 - Hernando

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$407,500 – $425,000
95.7% – 100% of listTops out right at the list price
80% of listList price
53 of the last 104 home closings in 34442 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 65 after a $13,500 cut.

Sample: 104 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,014/mo
Principal & interest$2,217
Property taxes$369
Insurance$213
HOA$215
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$247 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,724 sq ft

Time on market

65 days

Year built

2005

Monthly payment

About $3,014/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,434 annual tax bill, insurance, and the $215/mo HOA fee.

HOA fee

$215/mo

Managed by Parklane.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBHHS-FLORIDA SHOWCASE PROPERTIESListing agent: Russell BarberListing data from Stellar MLS, MLS# OM730028.

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