10707 SE 174th Loop, photo 1
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Overview

2 bd2 ba1,878 sqft2 car garageSingle Family
TypeSingle Family
HOA$179.98/mo
Built1994
Lot9,148 sqft
Living area1,878 sqft
Price / sqft$122
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Deed RestrictionsDog ParkFitness CenterGated Community - GuardGolf Carts OKPoolRestaurant

10707 SE 174th Loop is a 1994-built home in Spruce Crk South 13, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,878 square feet of living space. Listed at $230,000 (about $122/sqft), 50 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $179.98 monthly.

From the listing

(Some Photos Virtually Staged) Welcome to this spacious Palm III model offering 2 bedrooms, 2 bathrooms, and an oversized 2-car garage. This well-designed home provides an abundance of room with a large living area, an additional family room, and cathedral ceilings that enhance the open feel of the home. A separate utility/laundry room adds convenience and functionality. Outside, the property features beautiful landscaping, brick pavers along the driveway and walkway, and a separate irrigation well for the sprinkler system. The oversized garage provides additional space and versatility. Located on the Nature Trail in Spruce Creek South, this spacious home offers an excellent opportunity to enjoy comfortable Florida living in a desirable gated community. Don’t miss the opportunity to make this home your own—schedule your private showing today!

The essentials

Built
1994
Price / sqft
$122
On market
50 days
Annual tax
$4,195
HOA
$179.98/mo
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Community pool
Fitness center too
2 car garage
9,148 sqft lot
Lot size
1,878 sqft
Living area

Payment

Est. monthly payment
$1,845/mo
Down payment (20%)
$46,000
Property taxes
$350/mo
HOA
$179.98/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
9,148 sqft
Cooling
Central Air
Heating
Electric, Other
Parking
-
Days on Market
50
Ceiling Fans(s)
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Restaurant
Tennis Court(s)
Wheelchair Access
Dishwasher
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,195
Parcel #
6013-002-005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk South 13
County
Marion
MLS Area
34491 - Summerfield
Lot Size
9,148 sqft
HOA
$179.98/mo
Tracy Brown

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #OM730939
$230,000
$122/sqft

Neighborhood

10707 SE 174th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $230,000
$225,000 – $230,000
98.1% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 50.

Sample: 349 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,844/mo
Principal & interest$1,200
Property taxes$350
Insurance$115
HOA$180
Down payment20% · $46,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$230,000

$122 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,878 sq ft

Time on market

50 days

Year built

1994

Monthly payment

About $1,845/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,195 annual tax bill, insurance, and the $179.98/mo HOA fee.

HOA fee

$179.98/mo

Managed by Tracy Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Stephanie AbbottListing data from Stellar MLS, MLS# OM730939.

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