13780 SW 115th Cir, photo 1
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Overview

3 bd2 ba1,526 sqft2 car garageSingle Family
TypeSingle Family
HOA$209/mo
Built1996
Lot10,019 sqft
Living area1,526 sqft
Price / sqft$125
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

13780 SW 115th Cir is a 1996-built home in Spruce Creek Preserve, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,526 square feet of living space. Listed at $190,000 (about $125/sqft), 42 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $209 monthly.

From the listing

Sensibly priced home with the opportunity to make it your own! This desirable open floor plan has split bedrooms with 1,526 total square feet of living space. The bonus/lanai room with ceiling fans is 240 square feet for extra living space. The 440 sq ft garage has a screen, a washer/dryer, a laundry tub and extra refrigerator for cold beverages. The separate 100 sq foot garage is perfect for your golf cart or extra storage. The kitchen has a new stainless refrigerator. Roof 2024, HVAC 2012, Hot water heater 2020. Spruce Creek Preserve is an active gated community with low monthly HOA fee of $209.The featured amenities are a club house with pool, tennis courts, shuffleboard, fitness center, library, billiards, golf course and many more social activities. The community is located less than 4 miles to a hospital, Walmart Supercenter, restaurants and more!

The essentials

Built
1996
Price / sqft
$125
On market
42 days
Annual tax
$3,705
HOA
$209/mo
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Community pool
Fitness center too
2 car garage
10,019 sqft lot
Lot size
1,526 sqft
Living area

Payment

Est. monthly payment
$1,604/mo
Down payment (20%)
$38,000
Property taxes
$309/mo
HOA
$209/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
10,019 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
42
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Street Lights
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,705
Parcel #
4076-046-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Preserve
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
10,019 sqft
Near Golf Course
HOA
$209/mo
Terry Theron

Price history

Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #OM731399
$190,000
$125/sqft

Neighborhood

13780 SW 115th Cir
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $190,000
$187,500 – $190,000
98.9% – 100% of listTops out right at the list price
80% of listList price
163 of the last 325 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 42.

Sample: 325 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,604/mo
Principal & interest$991
Property taxes$309
Insurance$95
HOA$209
Down payment20% · $38,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$190,000

$125 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,526 sq ft

Time on market

42 days

Year built

1996

Monthly payment

About $1,604/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,705 annual tax bill, insurance, and the $209/mo HOA fee.

HOA fee

$209/mo

Managed by Terry Theron.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY200/103 SListing agent: Amy OwListing data from Stellar MLS, MLS# OM731399.

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