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Overview

3 bd2 ba1,412 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,890 sqft
Living area1,412 sqft
Price / sqft$191
Garage2 car

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New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SILVER SPGS SHORES UN #38
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Open FloorplanStone CountersTray Ceiling(s)DishwasherElectric Water HeaterMicrowaveRange

40 Bay Dr is a 2026-built home in Silver Spgs Shores Un #38, Ocklawaha. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,412 square feet of living space. Listed at $269,900 (about $191/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. LIST AGENT RELATED TO OWNER, PICTURES ARE OF THE SAME MODEL HOME, ALL COLORS AND FINISHES VARY. Welcome home to this beautiful brand new 3 bedroom, 2 bathroom block home. Situated in rural Ocklawaha, FL. you will be surrounded by the rural and lake lifestyle while only being a short drive from The Villages, and the Ocala, and Belleview areas offering great options for shopping, restaurants, and more. Upon entering the home you are greeted with an open floor plan entering into the living space flowing seamlessly into the kitchen and dining areas. The kitchen is complete with granite countertops, slow close cabinets, and a brand new stainless steel appliance package. This homes features a split floor plan offering privacy for the primary suite. Once inside the primary suite you're greeted with tray ceilings making the room bright and open, the primary bathroom offers dual vanities, a tiled Stan up shower, and a spacious walk in closet. Across the home the two guest bedrooms are spacious with he second bathroom situated in between where the granite countertops continue. The guest bathroom has a tiled bathtub/shower combo. Outside the home is complete with an irrigation system, covered patio areas in both the front and the back.

The essentials

Built
2026
Price / sqft
$191
On market
32 days
Annual tax
$156
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.25 acres
Lot size
1,412 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,556/mo
Down payment (20%)
$53,980
Property taxes
$13/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
32
Ceiling Fans(s)
Open Floorplan
Stone Counters
Tray Ceiling(s)
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$156
Parcel #
9038-1287-15

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un #38
County
Marion
MLS Area
32179 - Ocklawaha
Lot Size
10,890 sqft

Price history

Date
Event
Price
9/11/2026
Listed for sale
Source: Stellar MLS #OM732112
$269,900
$191/sqft

Neighborhood

40 Bay Dr
Ocklawaha, FL, 32179 · 32179 - Ocklawaha

Market insights

Offer Insights

Choose an offer strength

List price: $269,900
$262,500 – $269,900
97.3% – 100% of listTops out right at the list price
80% of listList price
72 of the last 143 home closings in 32179 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 32.

Sample: 143 closed home sales in 32179 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,556/mo
Principal & interest$1,408
Property taxes$13
Insurance$135
Down payment20% · $53,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,900

$191 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,412 sq ft

Time on market

32 days

Year built

2026

Monthly payment

About $1,556/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $156 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAGNOLIA HOMES AND LAND LLCListing agent: Wendy OxendineListing data from Stellar MLS, MLS# OM732112.

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