

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SILVER SPGS SHORES UN #38
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
40 Bay Dr is a 2026-built home in Silver Spgs Shores Un #38, Ocklawaha. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,412 square feet of living space. Listed at $269,900 (about $191/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. LIST AGENT RELATED TO OWNER, PICTURES ARE OF THE SAME MODEL HOME, ALL COLORS AND FINISHES VARY. Welcome home to this beautiful brand new 3 bedroom, 2 bathroom block home. Situated in rural Ocklawaha, FL. you will be surrounded by the rural and lake lifestyle while only being a short drive from The Villages, and the Ocala, and Belleview areas offering great options for shopping, restaurants, and more. Upon entering the home you are greeted with an open floor plan entering into the living space flowing seamlessly into the kitchen and dining areas. The kitchen is complete with granite countertops, slow close cabinets, and a brand new stainless steel appliance package. This homes features a split floor plan offering privacy for the primary suite. Once inside the primary suite you're greeted with tray ceilings making the room bright and open, the primary bathroom offers dual vanities, a tiled Stan up shower, and a spacious walk in closet. Across the home the two guest bedrooms are spacious with he second bathroom situated in between where the granite countertops continue. The guest bathroom has a tiled bathtub/shower combo. Outside the home is complete with an irrigation system, covered patio areas in both the front and the back.
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The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 143 closed home sales in 32179 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$269,900
$191 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,412 sq ft
Time on market
32 days
Year built
2026
Monthly payment
About $1,556/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $156 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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