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About this home
7912 Midway Drive Ter #T102 is a 1987-built home in Derby Downs, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 840 square feet of living space. Listed at $125,000 (about $149/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $337.94 monthly.
If peaceful surroundings, beautiful golf-course views, and an easygoing 55+ lifestyle sound like home, you’ll want to take a look at this charming condo in Derby Downs. Tucked away on a private dead-end street and surrounded by beautiful, mature oak trees and well-maintained landscaping, this quiet community offers a relaxed setting where you can enjoy a little more peace and a little less maintenance. Situated on the first floor with no upstairs neighbors, this condo shares only a partial wall with the neighboring unit, offering added privacy. Inside, you’ll find LVP flooring throughout the main living areas and carpet in the bedrooms. The renovated kitchen features stainless steel appliances, including a brand-new stove and stainless-steel single-bowl sink, with a window overlooking the golf course. Both bathrooms have comfort-height toilets, while the guest bath has been updated with a stone countertop, easy-to-clean undermount sink, and new cabinet with slow-close hardware. You'll love spending time on the screened rear patio - a great place to relax and enjoy the peaceful golf-course view. The monthly HOA fee is $337.94 and covers trash, pest control, exterior building maintenance, irrigation, lawn care, and landscaping, so there’s less to worry about and more time to enjoy. Residents can also join the Silver Springs Shores Community Center for just $5 per year, giving you access to fitness activities, basketball, pickleball, tennis, and three swimming pools. Derby Downs feels tucked away, but convenience is never far away - Walmart, Publix, and other everyday essentials are about 10 minutes away, while the heart of Ocala is roughly 20 minutes away, offering shopping, dining, entertainment, and medical care, including two major hospitals. A peaceful setting, golf-course views, low-maintenance living, and a location close to everything you need—this could be an easy place to call home.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 19 closed condo sales in 34472 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$125,000
$149 per sq ft
Beds and baths
2 beds, 2 baths
Size
840 sq ft
Time on market
29 days
Year built
1987
Monthly payment
About $1,139/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,043 annual tax bill, insurance, and the $337.94/mo HOA fee.
HOA fee
$337.94/mo
Managed by Vine Management / Tony Roy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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