7912 Midway Drive Ter #T102, photo 1
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Overview

2 bd2 ba840 sqftCondominium
TypeCondominium
HOA$337.94/mo
Built1987
Lot435 sqft
Living area840 sqft
Price / sqft$149

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorPrivate EntranceRain GuttersSidewalkBuyer Approval RequiredCommunity MailboxDeed Restrictions

7912 Midway Drive Ter #T102 is a 1987-built home in Derby Downs, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 840 square feet of living space. Listed at $125,000 (about $149/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $337.94 monthly.

From the listing

If peaceful surroundings, beautiful golf-course views, and an easygoing 55+ lifestyle sound like home, you’ll want to take a look at this charming condo in Derby Downs. Tucked away on a private dead-end street and surrounded by beautiful, mature oak trees and well-maintained landscaping, this quiet community offers a relaxed setting where you can enjoy a little more peace and a little less maintenance. Situated on the first floor with no upstairs neighbors, this condo shares only a partial wall with the neighboring unit, offering added privacy. Inside, you’ll find LVP flooring throughout the main living areas and carpet in the bedrooms. The renovated kitchen features stainless steel appliances, including a brand-new stove and stainless-steel single-bowl sink, with a window overlooking the golf course. Both bathrooms have comfort-height toilets, while the guest bath has been updated with a stone countertop, easy-to-clean undermount sink, and new cabinet with slow-close hardware. You'll love spending time on the screened rear patio - a great place to relax and enjoy the peaceful golf-course view. The monthly HOA fee is $337.94 and covers trash, pest control, exterior building maintenance, irrigation, lawn care, and landscaping, so there’s less to worry about and more time to enjoy. Residents can also join the Silver Springs Shores Community Center for just $5 per year, giving you access to fitness activities, basketball, pickleball, tennis, and three swimming pools. Derby Downs feels tucked away, but convenience is never far away - Walmart, Publix, and other everyday essentials are about 10 minutes away, while the heart of Ocala is roughly 20 minutes away, offering shopping, dining, entertainment, and medical care, including two major hospitals. A peaceful setting, golf-course views, low-maintenance living, and a location close to everything you need—this could be an easy place to call home.

The essentials

Built
1987
Price / sqft
$149
On market
29 days
Annual tax
$1,043
HOA
$337.94/mo
Flood zone
X · Low risk
Lot
435 sqft
Type
Condominium

At a glance

Condo
Built 1987
Assigned parking
840 sqft
Living area

Payment

Est. monthly payment
$1,139/mo
Down payment (20%)
$25,000
Property taxes
$87/mo
HOA
$337.94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1987
Lot
435 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
29
Ceiling Fans(s)
Primary Bedroom Main Floor
Private Entrance
Rain Gutters
Sidewalk
Buyer Approval Required
Community Mailbox
Deed Restrictions
Golf
Sidewalks
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,043
Parcel #
90490-20-102

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Derby Downs
County
Marion
MLS Area
34472 - Ocala
Lot Size
435 sqft
HOA
$337.94/mo
Vine Management / Tony Roy

Price history

Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #OM732172
$125,000
$149/sqft

Neighborhood

7912 Midway Drive Ter #T102
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $125,000
$116,000 – $125,000
92.6% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 34472 landed at this number or higher (53%). The median one sat 109 days before it went under contract, and this one is on day 29.

Sample: 19 closed condo sales in 34472 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,139/mo
Principal & interest$652
Property taxes$87
Insurance$63
HOA$338
Down payment20% · $25,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$125,000

$149 per sq ft

Beds and baths

2 beds, 2 baths

Size

840 sq ft

Time on market

29 days

Year built

1987

Monthly payment

About $1,139/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,043 annual tax bill, insurance, and the $337.94/mo HOA fee.

HOA fee

$337.94/mo

Managed by Vine Management / Tony Roy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - HWY 40Listing agent: Robin RankinListing data from Stellar MLS, MLS# OM732172.

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