5320 SW 39th St, photo 1
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Overview

4 bd3 ba2,386 sqft2 car garageSingle Family
TypeSingle Family
HOA$87/mo
Built2011
Lot7,405 sqft
Living area2,386 sqft
Price / sqft$147
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)SidewalkClubhouse

5320 SW 39th St is a 2011-built home in Saddle Creek, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,386 square feet of living space. Listed at $349,900 (about $147/sqft), 23 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $87 monthly.

From the listing

Welcome home to this spacious 4-bedroom, 2.5-bath home with 2,386 square feet of living space located in the Saddle Creek neighborhood of Fore Ranch. The welcoming entry features tile flooring and leads into the dining area with LVP flooring, overhead lighting, and convenient pull-down shades. The open kitchen offers granite countertops, stainless steel appliances including a Samsung electric range, soft-close drawers, a pantry, and an eat-in dining area with tile flooring and overhead lighting. From the kitchen, sliding glass doors with sliding blinds lead to the screened lanai, while the adjacent living room features a high ceiling and impressive three-panel sliding doors that open to the lanai, creating a great flow for entertaining. The screened lanai includes recessed lighting and overlooks a landscaped backyard with mature bushes providing added privacy. The primary suite is located on the first floor and features LVP flooring, a ceiling fan, 3 windows with blinds, and a spacious ensuite bath with an extended double vanity, soaking tub, tiled shower with glass-look enclosure, linen closet, and walk-in closet. A convenient first-floor 1/2 bath and laundry room complete the main level, with tile flooring, a large closet, wire shelving, and a Kenmore washer and dryer. Upstairs, the open loft provides additional flexible living space with LVP flooring, 2 windows with blinds, and a ceiling fan. Three additional bedrooms feature LVP flooring, closets, ceiling fans, and windows with blinds, while the 2nd full bath offers tile flooring, a single vanity, tub/shower combination, and linen closet. This well-maintained home offers a versatile layout with spacious living areas, a first-floor primary suite, upstairs loft, and a screened outdoor living space. Additional features include a new roof (2023) and freshly painted interior. Don't Miss the opportunity to make this house your next home!

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The essentials

Built
2011
Price / sqft
$147
On market
23 days
Annual tax
$2,734
HOA
$87/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2011
Community pool
Fitness center too
2 car garage
Driveway
7,405 sqft lot
Lot size
2,386 sqft
Living area

Payment

Est. monthly payment
$2,315/mo
Down payment (20%)
$69,980
Property taxes
$228/mo
HOA
$87/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2011
Lot
7,405 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
23
Ceiling Fans(s)
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Clubhouse
Fitness Center
Playground
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Saddlewood Elementary School
Middle
Liberty Middle School
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$2,734
Parcel #
2386-002-099

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddle Creek
County
Marion
MLS Area
34474 - Ocala
Lot Size
7,405 sqft
ClearedSidewalkPaved
HOA
$87/mo
Leland Management

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #OM732559
$349,900
$147/sqft

Neighborhood

5320 SW 39th St
Ocala, FL, 34474 · 34474 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
79 of the last 157 home closings in 34474 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 23.

Sample: 157 closed home sales in 34474 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,315/mo
Principal & interest$1,825
Property taxes$228
Insurance$175
HOA$87
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$147 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,386 sq ft

Time on market

23 days

Year built

2011

Monthly payment

About $2,315/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,734 annual tax bill, insurance, and the $87/mo HOA fee.

HOA fee

$87/mo

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Shelby CorreiaListing data from Stellar MLS, MLS# OM732559.

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