19588 SW 86th Ln, photo 1
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Overview

3 bd2 ba2,085 sqft2 car garageSingle Family
TypeSingle Family
HOA$412/yr
Built2000
Lot16,117 sqft
Living area2,085 sqft
Price / sqft$228
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsTray Ceiling(s)

19588 SW 86th Ln is a 2000-built home in Fox Trace, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,085 square feet of living space. Listed at $475,000 (about $228/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $412 annually.

From the listing

Rainbow Springs, and more specifically the Fox Trace Village, in Dunnellon now has a completely updated 3 bedroom/2 bath home with a heated saltwater pool, a newer 2025 roof & exceptional outdoor living spaces just waiting for you to enjoy your best life. Beautifully updated home featuring a desirable split-bedroom floor plan, spacious ceilings, and thoughtful upgrades throughout. The living space offers impressive 10-foot ceilings, while the remainder of the home features 9.5-foot ceilings for an open, airy feel. The kitchen is designed for both everyday convenience and entertaining, with granite countertops, under-cabinet lighting, stainless-steel appliances, a 2026 dishwasher, and a 2023 refrigerator. Most lower cabinets have pull out drawer inserts for convenience and ease in storing essentials for your gourmet entertaining. Granite countertops continue into the bathrooms and laundry room for a cohesive, elevated finish. Relax in the primary suite, complete with a soaking tub and separate walk-in shower with multiple shower heads. The family room provides a warm gathering space with a propane fireplace. Additional highlights include updated kitchen, bathrooms, flooring, and fans; pest-resistant insulation; a termite bond; HVAC from 2018; and an oversized two-car garage of approximately 609 square feet. Enjoy Florida-style outdoor living in the screened, oversized lanai overlooking a saltwater pool with a sun shelf, a fountain, propane heater, and chlorine generator. The paver patio and built-in firepit create an inviting setting for relaxing or hosting guests. A new roof installed in 2025 and pest resistant insulation in the attic adds valuable peace of mind. Additionally, purchasing a home here gives you automatic membership for private member-only access to the River Park on the Rainbow River where you can launch your paddleboard, kayak or tube, swim in the swim area with a small beach and enjoy the beautiful Florida days in the pavilions set for picnicking or just gathering with friends. The community center includes a fitness room, billiards room and meeting space where you can join your friends for a fun game of bunco or mahjong. There is also a community pool, tennis/pickleball courts, shuffleboard, bocce, disc golf and basketball available for your exercising pleasure. The community also features a walking trail park designed with various distances available to renew your friendship with nature and your fur babies are welcome to join you on the trails. This home and community are unique to our area; 15 minutes to the World Equestrian Center in Ocala with its horse shows and community offerings, 25 minutes to the Gulf for fishing and snorkeling, Ocala is 25 minutes east and Gainesville is 45 minutes north. Centrally located in North Florida, you are close to everything but with a rural feel.

The essentials

Built
2000
Price / sqft
$228
On market
27 days
Annual tax
$2,825
HOA
$412/yr
Flood zone
X · Low risk
Lot
16,117 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Heated
2 car garage
0.37 acres
Lot size
2,085 sqft
Living area

Payment

Est. monthly payment
$2,984/mo
Down payment (20%)
$95,000
Property taxes
$235/mo
HOA
$412/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
16,117 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
Gunite, In Ground, Other, Salt Water, Screen Enclosure, Solar Heat
Days on Market
27
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Tray Ceiling(s)
Walk-in Closet(s)
Fire Pit
Association Recreation - Lease
Deed Restrictions
Restaurant
Dishwasher
Disposal
Dryer
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Washer
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,825
Parcel #
32962-002-18

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fox Trace
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
16,117 sqft
LandscapedLevelPaved
HOA
$412/yr
Dawn Henrich

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #OM732598
$475,000-4.0%
$228/sqft
9/20/2026
Listed for sale
Source: Stellar MLS #OM732598
$495,000
$237/sqft

Neighborhood

19588 SW 86th Ln
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$470,000 – $475,000
98.9% – 100% of listTops out right at the list price
80% of listList price
166 of the last 331 home closings in 34432 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 27 after a $20,000 cut.

Sample: 331 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,984/mo
Principal & interest$2,477
Property taxes$235
Insurance$238
HOA$34
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$228 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,085 sq ft

Time on market

27 days

Year built

2000

Monthly payment

About $2,984/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,825 annual tax bill, insurance, and the $412/yr HOA fee.

HOA fee

$412/yr

Managed by Dawn Henrich.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRAINBOW SPRINGS REAL ESTATEListing agent: Lynne EderListing data from Stellar MLS, MLS# OM732598.

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