523 Bahia Circle Ter, photo 1
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Overview

3 bd2 ba1,571 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot17,860 sqft
Living area1,571 sqft
Price / sqft$201
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

523 Bahia Circle Ter is a 2022-built home in Silver Spgs Shores Un 08, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,571 square feet of living space. Listed at $315,000 (about $201/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Three-year-old 3/2/2 that feels like a private retreat on a double lot. Tucked beside a wide-open field and surrounded by a full white PVC fence, this home offers space, privacy, and a backyard you’ll actually want to use. Step outside onto the generous 20x30 patio featuring two cedar structures: a pergola for evening gatherings and a grill gazebo ready for weekend cookouts. Add some string lights, grass, and open sky, and you have the perfect outdoor setup. Inside, the living area is the heart of the home, with a custom-built fireplace, unique rustic flooring, and an open flow into the kitchen. Wood cabinetry with soft-close drawers, Series 3 custom-order granite, and a spacious island with seating make the kitchen both functional and inviting. Six-inch baseboards, an indoor laundry room, and thoughtful finishes throughout add to the home's well-maintained, finished feel. The two-car garage, landscaped front yard, and large 10x16 shed that stays with the property provide plenty of additional storage and practical space. The home is scheduled to be connected to city water and sewer, while the existing well remains in the backyard for continued use. New enough to avoid the typical renovation list, but established enough to already feel like home. With a fenced double lot, an outdoor space made for enjoying Florida living, and a comfortable mix of rustic character and modern finishes, this home is ready for its next owner.

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The essentials

Built
2022
Price / sqft
$201
On market
23 days
Annual tax
$2,056
Flood zone
X · Low risk
Lot
17,860 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
0.41 acres
Lot size
1,571 sqft
Living area

Payment

Est. monthly payment
$1,972/mo
Down payment (20%)
$63,000
Property taxes
$171/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
17,860 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
23
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Storage
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,056
Parcel #
9008-0027-22

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 08
County
Marion
MLS Area
34472 - Ocala
Lot Size
17,860 sqft

Price history

Date
Event
Price
10/11/2026
Price change
Source: Stellar MLS #OM732901
$315,000-1.6%
$201/sqft
9/25/2026
Listed for sale
Source: Stellar MLS #OM732901
$320,000
$204/sqft

Neighborhood

523 Bahia Circle Ter
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
232 of the last 369 home closings in 34472 landed at this number or higher (63%). The median one sat 40 days before it went under contract, and this one is on day 23 after a $5,000 cut.

Sample: 369 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,972/mo
Principal & interest$1,643
Property taxes$171
Insurance$158
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$201 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,571 sq ft

Time on market

23 days

Year built

2022

Monthly payment

About $1,972/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,056 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byASHLAR REALTYListing agent: Lane WhiteListing data from Stellar MLS, MLS# OM732901.

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