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About this home
523 Bahia Circle Ter is a 2022-built home in Silver Spgs Shores Un 08, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,571 square feet of living space. Listed at $315,000 (about $201/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Three-year-old 3/2/2 that feels like a private retreat on a double lot. Tucked beside a wide-open field and surrounded by a full white PVC fence, this home offers space, privacy, and a backyard you’ll actually want to use. Step outside onto the generous 20x30 patio featuring two cedar structures: a pergola for evening gatherings and a grill gazebo ready for weekend cookouts. Add some string lights, grass, and open sky, and you have the perfect outdoor setup. Inside, the living area is the heart of the home, with a custom-built fireplace, unique rustic flooring, and an open flow into the kitchen. Wood cabinetry with soft-close drawers, Series 3 custom-order granite, and a spacious island with seating make the kitchen both functional and inviting. Six-inch baseboards, an indoor laundry room, and thoughtful finishes throughout add to the home's well-maintained, finished feel. The two-car garage, landscaped front yard, and large 10x16 shed that stays with the property provide plenty of additional storage and practical space. The home is scheduled to be connected to city water and sewer, while the existing well remains in the backyard for continued use. New enough to avoid the typical renovation list, but established enough to already feel like home. With a fenced double lot, an outdoor space made for enjoying Florida living, and a comfortable mix of rustic character and modern finishes, this home is ready for its next owner.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$315,000
$201 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,571 sq ft
Time on market
23 days
Year built
2022
Monthly payment
About $1,972/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,056 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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